Comparing Low-Cost Clearfield Car Insurance
Tired of trying to scrape together enough money each month for car insurance? You're in the same situation as many other drivers in Pennsylvania.
Because there are so many online and local companies to choose from, it's nearly impossible to pick the cheapest company.
How to Compare Car Insurance Costs in Clearfield
There are multiple methods you can shop for car insurance and some are easier and takes less work. You can spend countless hours talking to insurance agencies in Clearfield, or you could use online quotes to get the quickest rates.
The majority of car insurance companies take part in a program that enables customers to submit one quote, and each company provides a quote for coverage. This saves time by eliminating quote forms to each individual car insurance company.
To submit your quote information now, click to open in new window.
One minor caviat to comparing rates this way is you are unable to specify the providers to get pricing from. So if you want to select specific providers to compare rates, we put together a list of companies who write car insurance in Pennsylvania. Click to view list.
It's your choice how you get your quotes, but double check that you are using apples-to-apples quote information on every quote you get. If you use mixed coverages then you won't be able to determine which rate is truly the best in Clearfield. Quoting even small variations in coverages can mean a large discrepancy in price. It's important to know that more quotes provides better odds of finding the best offered rates.
Don't pay full price with these discounts
Insurance can be prohibitively expensive, but you may find discounts that you may not know about. Larger premium reductions will be automatically applied when you quote, but less common discounts must be manually applied prior to getting the savings.
- Fewer Miles Equal More Savings - Fewer annual miles can earn discounted rates on garaged vehicles.
- Payment Method - If you pay your entire premium ahead of time instead of paying each month you can actually save on your bill.
- One Accident Forgiven - Some insurance companies allow you one accident before raising your premiums so long as you haven't had any claims prior to the accident.
- Anti-lock Brake System - Anti-lock brake equipped vehicles can reduce accidents and qualify for as much as a 10% discount.
- Student in College - Kids in college who attend school more than 100 miles from home and do not have access to a covered vehicle may be able to be covered for less.
- Auto/Home Discount - When you combine your home and auto insurance with the same insurance company you will save up to 20% off your total premium.
A little note about advertised discounts, most discounts do not apply to the entire cost. Most only apply to specific coverage prices like liability and collision coverage. So even though they make it sound like you can get free auto insurance, you won't be that lucky. Any amount of discount will help reduce your premiums.
To see a list of insurers who offer car insurance discounts in Pennsylvania, click here to view.
Additional information can be found on the website for the Pennsylvania Insurance Department found here. Visitors are able to find disaster information, view a list of available companies, learn about insurance regulations, and read consumer alerts.
Additional helpful sites include this page for car insurance prices in Pennsylvania and this page of Clearfield insurance agents.
