How to Know You're Wasting Money for Car Insurance in Castleton

Did you fall for a flashy sales pitch and buy high-priced car insurance? Trust us, you are not the only one feeling buyer's remorse.

Numerous battle for your insurance dollar, so it can be very hard to choose a to get the lowest rate

It's important to price shop coverage every six months because rates are constantly changing. Even if you think you had the best rates six months ago you can probably find a lower rate today. You can find a lot of wrong information about car insurance online, so I'm going to show you some great ways to find affordable car insurance.

If you are paying for car insurance now, you will most likely be able to reduce your rates substantially using these methods. Buying car insurance in Castleton is easy if you know what you're doing. But Vermont car owners do need to know the methods companies use to market insurance on the web.

How to Compare Car Insurance in Castleton, Vermont

There are several ways to compare quotes from car insurance companies in your area. The best method to find competitive insurance rates is simply to get online rate quotes. This can be done in just a few minutes using one of these methods.

The recommended way consumers can make multiple comparisons is to use a rate comparison form click here to open form in new window. This easy form eliminates the need for boring form submissions to each individual car insurance company. Filling out one form will get you price quotes from all major companies.
Another way to get quotes online requires a visit to each individual company website to complete their respective quote request forms. For instance, let's say you want to compare rates from , and . To find out each rate you need to go to every website to input your insurance information, which is why the first method is more popular. To view a list of companies in Castleton, click here.

It's up to you which method you use, but ensure you are comparing the exact same coverage limits on every quote you get. If you use differing limits it's impossible to determine which rate is truly the best in Castleton. Quoting even small variations in insurance coverages may result in large price differences. Just remember that comparing more company's prices will increase your chances of finding better pricing.

Save big with these discounts

Insuring your vehicles can cost a lot, buy you may qualify for discounts to help bring down the price. Most are applied when you quote, but some may not be applied and must be requested specifically prior to getting the savings.

Sign Online - A handful of insurance companies will give a small break for buying a policy and signing up on their website.
Memberships - Belonging to certain professional organizations is a good way to get lower rates on car insurance.
Drive Less and Save - Low mileage vehicles could qualify for discounted rates on garaged vehicles.
Safety Course Discount - Taking part in a driver safety course could possibly earn you a 5% discount and easily recoup the cost of the course.
Passive Restraint Discount - Factory air bags and/or automatic seat belt systems can get savings of more than 20%.
Pay Now and Pay Less - If you pay your entire premium ahead of time instead of paying each month you could save 5% or more.
Life Insurance - Select insurance companies reward you with lower rates if you buy auto and life insurance together.
No Claims - Drivers with accident-free driving histories pay less as compared to bad drivers.
Student Driver Training - Have your child complete a driver education course if offered at their school.
Military Discounts - Being on active duty in the military could be rewarded with lower premiums.

Drivers should understand that most discount credits are not given to all coverage premiums. Most only apply to individual premiums such as liability, collision or medical payments. So despite the fact that it appears all those discounts means the company will pay you, companies wouldn't make money that way. But all discounts will cut your overall premium however.

To see a list of companies with discount car insurance rates in Castleton, click here to view.

Learn more about Vermont car insurance

Much more information about car insurance in Vermont can be read on the website for the Vermont Department of Financial Regulation located here. Consumers can get help finding coverage, find out which companies have the most complaints, find disaster information, and discover disciplinary actions.