7 Discounts Buena Vista Shoppers Forget when Shopping for Car Insurance

Did you fall for a flashy sales pitch and buy overpriced car insurance? Believe me, you're not the only one.

Big companies like GEICO and Progressive continually hit you with advertising and consumers find it hard to sift through the bull and effectively compare rates to find the best deal.

It's important to compare prices at least once a year since rates are constantly changing. If you had the best rates a few years ago there may be better deals available now. You'll find quite a bit of inaccurate information about car insurance on the internet, so we're going to give you some great ways to stop overpaying for insurance.

If you have car insurance now, you will most likely be able to reduce your rates substantially using this information. Finding affordable coverage in Buena Vista is not that difficult. Although Colorado consumers do need to know how the larger insurance companies determine prices.

Buena Vista car insurance quote

Policy discounts you shouldn't miss

Companies don't always advertise every available discount in a way that's easy to find, so the following is a list of both the well known and also the lesser-known savings tricks you should be using.

  • Anti-theft Discount - Cars that have factory anti-theft systems help deter theft and earn discounts up to 10%.
  • Low Mileage - Keeping the miles down could qualify for discounted rates on garaged vehicles.
  • Drivers Ed for Students - Require your teen driver to take driver's ed class in high school.
  • Federal Government Employee - Simply working for the federal government can save as much as 8% with certain companies.
  • Life Insurance - Companies who offer life insurance give better rates if you take out a life insurance policy as well.
  • Homeowners Discount - Being a homeowner can help you save on car insurance because of the fact that having a home demonstrates responsibility.
  • Pay Upfront and Save - If you pay your entire premium ahead of time rather than paying monthly you may reduce your total bill.

A little note about advertised discounts, most discount credits are not given the the whole policy. Most cut specific coverage prices like comprehensive or collision. So even though they make it sound like you can get free auto insurance, you won't be that lucky.

For a list of providers with the best car insurance discounts in Buena Vista, click here to view.

How to Compare Buena Vista Car Insurance Costs

The are a couple different ways to get quotes from car insurance companies in your area. The recommended way to compare insurance prices is to perform an online rate comparison. This can be accomplished using a couple different methods.

One of the best ways to compare a lot of rates at once is a comparison rater form click here to open form in new window. This easy form keeps you from doing separate quotes for every car insurance company. Completing one form will return price quotes instantly.

A more time consuming way to shop for car insurance online consists of visiting the website for each individual company and complete a new quote form. For example, we'll assume you want to compare rates from , and . To get rate quotes you would need to visit each site to enter your coverage information, which is why the first method is quicker.

For a list of links to companies insuring cars in Buena Vista, click here.

It's up to you which method you use, but compare exactly the same deductibles and coverage limits on every quote. If you compare different values for each quote then you won't be able to make a fair comparison in Buena Vista. Quoting even small variations in coverages may cause a big price difference. Just keep in mind that obtaining a wide range of quotes will improve the odds of getting better pricing.

Affordable insurance is out there

When shopping online for car insurance, it's a bad idea to sacrifice coverage to reduce premiums. Too many times, an insured dropped collision coverage and discovered at claim time that a couple dollars of savings turned into a financial nightmare. The aim is to purchase plenty of coverage at the best price, not the least amount of coverage.

The cheapest car insurance is possible both online and also from your neighborhood Buena Vista agents, so you should be comparing quotes from both to get a complete price analysis. Some car insurance companies may not provide online quoting and many times these small insurance companies only sell through independent insurance agents.