Top 6 Ways to Pay Less on Car Insurance in Bethel

If shopping for car insurance online is new to you, it's easy to get confused by the vast number of car insurance companies selling insurance in Bethel.

compare Bethel car insurance rates

Finding Car Insurance Deals in Bethel, VT

Most companies provide pricing online. Getting quotes is pretty easy as you simply type in your coverage preferences into the quote form. When the form is submitted, the system will obtain your credit score and driving record and gives you a price quote based on these and other factors.

This makes comparing rates easy, but the process of having to visit different websites and enter the same data into a form is not the best way to spend an afternoon. Unfortunately, it is important to have as many quotes as possible if you want to find a lower rate.

A quicker way to get multiple rate quotes is to use a quote form that gets prices from multiple companies. It's a real time-saver, reduces the work, and makes online shopping much easier to do. After sending the form, it gets priced with multiple companies and you can pick any or none of the quotes returned. If you find a better price you can click and sign and purchase coverage. The whole process takes 15 minutes at the most and you will find out if you're overpaying now.

To find out how much you're overpaying now, click here and begin entering your coverage information. If you currently have coverage, we recommend you enter the insurance coverages as close as possible to your current policy. This ensures you will be getting a price comparison for similar insurance coverage.

More discounts equal less premium

Companies do not list every discount very well, so we took the time to find both the well known and also the lesser-known savings tricks you should be using.

  • Military Rewards - Being on active duty in the military could be rewarded with lower premiums.
  • Anti-theft Discount - Cars that have factory anti-theft systems are stolen less frequently and earn discounts up to 10%.
  • Safety Course Discount - Completing a defensive driving course can save you 5% or more and easily recoup the cost of the course.
  • Anti-lock Brake System - Anti-lock brake equipped vehicles can avoid accidents and qualify for as much as a 10% discount.
  • Multiple Policy Discount - When you combine your home and auto insurance with the same insurance company you may earn up to 20% off your total premium.
  • Pay Now and Pay Less - If you pay your entire premium ahead of time instead of paying each month you can actually save on your bill.

A little note about advertised discounts, most discount credits are not given to your bottom line cost. Most only reduce specific coverage prices like liability and collision coverage. Just because you may think it's possible to get free car insurance, you won't be that lucky.

To see a list of insurance companies with discount car insurance rates in Vermont, click here to view.

It's not one size fits all

When choosing the right insurance coverage for your vehicles, there really is no "best" method to buy coverage. Your needs are not the same as everyone else's.

Here are some questions about coverages that might point out if you would benefit from an agent's advice.

  • Am I covered when pulling a rental trailer?
  • Does my personal auto insurance policy cover using my vehicle for business use?
  • Do I really need UM/UIM coverage?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • What is the difference between comprehensive and collision coverage?
  • Am I covered when renting a car or should I buy coverage from the car rental agency?
  • Are my tools covered if they get stolen from my vehicle?

If you're not sure about those questions but a few of them apply then you might want to talk to an agent. To find lower rates from a local agent, fill out this quick form.

Even more information can be found at the Vermont Department of Financial Regulation website. Visitors are able to view a list of available companies, read consumer alerts, and discover disciplinary actions.

Additional helpful sites include this page for car insurance prices in Vermont and this page of Bethel insurance agents.