Best 7 Ways You Can Buy Car Insurance for Less in Belle Center Ohio

Did you fall for a flashy sales pitch and buy overpriced car insurance? Trust us, many Belle Center consumers feel financially strained by their car insurance policy. Because you have many car insurance companies to choose from, it's nearly impossible to choose the cheapest company.

It's important to price shop coverage every six months since rates are constantly changing. Just because you found the best rates a few years ago you may be paying too much now. You can find a lot of misleading information regarding car insurance online but we're going to give you some great ways to slash your car insurance rates.

How to Compare Car Insurance Quotes in Belle Center, Ohio

There are several ways to compare car insurance prices but some are easier and takes less work. You could spend your day talking about coverages with insurance agencies in Belle Center, or you can stay home and use online quotes to get the quickest rates.

All the larger companies are enrolled in a marketplace that allows shoppers to send in one quote, and each company can give them a price. This eliminates the need for quote requests to each individual car insurance company.

To submit your quote information now, click here (opens in new window).

The one disadvantage to comparing rates this way is you are unable to specify which companies you want to price. If you prefer to choose from a list of companies to compare rates, we put together a list of the cheapest car insurance companies in Ohio. Click to view list.

It doesn't matter which method you choose, just ensure you are comparing apples-to-apples quote information on every quote you get. If you are comparing mixed coverages it will be very difficult to determine which rate is truly the best in Belle Center.

Belle Center car insurance quote

Be sure to get all your discounts

Car insurance companies don't always list every available discount very well, so the following is a list of both the well known and the harder-to-find car insurance savings. If you don't get every credit possible, you're just leaving money on the table.

  • Theft Prevention Discount - Anti-theft and alarm systems are stolen less frequently and therefore earn up to a 10% discount.
  • Multiple Vehicles - Buying insurance for multiple vehicles on one policy qualifies for this discount.
  • No Charge for an Accident - Some insurance companies will allow you to have one accident without raising rates if you are claim-free for a set time period.
  • Anti-lock Brake Discount - Vehicles with anti-lock braking systems can reduce accidents and will save you 10% or more.
  • Save with a New Car - Buying coverage on a new vehicle can save up to 30% because new vehicles have to meet stringent safety requirements.
  • Military Discounts - Having a deployed family member may qualify for rate reductions.
  • Discount for Good Grades - Getting good grades can earn a discount of 20% or more. The good student discount can last well after school through age 25.

As a disclaimer on discounts, most credits do not apply to all coverage premiums. The majority will only reduce the price of certain insurance coverages like comprehensive or collision. Just because it seems like all the discounts add up to a free policy, car insurance companies aren't that generous.

For a list of providers who offer car insurance discounts in Ohio, follow this link.

Even more information can be read at the Ohio Department of Insurance website. Visitors are able to read consumer alerts, find out which companies have the most complaints, learn about insurance regulations, and find out industry alerts.

Other useful links include's Car Insurance: When not to Skimp and this Belle Center agent directory.

In the end, you save

When shopping online for car insurance, do not reduce needed coverages to save money. Too many times, someone sacrificed collision coverage and discovered at claim time that a couple dollars of savings turned into a financial nightmare. The aim is to buy the best coverage you can find for the lowest price, not the least amount of coverage.

Cheap car insurance can be sourced both online in addition to many Belle Center insurance agents, and you need to price shop both to have the best rate selection. Some car insurance companies do not provide online quoting and many times these small insurance companies only sell through independent insurance agents.