How to Find Cheap Baltimore Auto Insurance

Are you overwhelmed by the crazy number of auto insurance company choices in Baltimore? You're not alone. Consumers have so many choices that it can turn into a challenge to compare prices.

Compare the Market for Auto Insurance in Baltimore

Most companies like Allstate, GEICO and Progressive allow you to get coverage prices directly from their websites. Getting online quotes is pretty painless as you just enter the coverage amounts you desire as detailed in the form. When the form is submitted, their system will obtain information on your driving record and credit history and provides a quote.

Quoting online helps simplify price comparisons, but the work required to visit several different sites and complete many quote forms is monotonous and tiresome. But it's very important to compare as many rates as possible in order to find the best price on auto insurance.

A quicker way to find better auto insurance pricing requires only one form to get prices from a bunch of companies at once. The form is fast, requires much less work on your part, and makes rate comparisons much easier. As soon as the form is sent, it is rated with multiple companies and you can pick any one of the quotes returned.

If one or more price quotes are lower than your current rates, you can simply submit the application and buy the new coverage. The entire process takes 15 minutes at the most and could lower your rates considerably.

To quickly find out if lower rates are available, click here to open in new window and complete the simple form. If you currently have coverage, we recommend that you enter coverages and limits exactly as shown on your declarations page. This ensures you will have comparison quotes for similar insurance coverage.

Are you getting all your discounts?

Insurance can cost an arm and a leg, but you can get discounts to help bring down the price. Most are applied at the time of quoting, but a few need to be specially asked for before you will receive the discount. If you're not getting every credit possible, you're paying more than you need to.

  • Memberships - Affiliation with a qualifying organization could qualify you for a break when buying auto insurance.
  • Fewer Miles Equal More Savings - Low mileage vehicles can earn lower rates on the low mileage vehicles.
  • Homeowners Discount - Owning a home in Baltimore may trigger a auto insurance policy discount because maintaining a house is proof that your finances are in order.
  • New Vehicle Savings - Insuring a new car can be considerably cheaper compared to insuring an older model.
  • Discount for Swiching Early - Select companies give a discount for signing up before your current expiration date. The savings is around 10%.

It's important to note that most of the big mark downs will not be given the the whole policy. The majority will only reduce the price of certain insurance coverages like physical damage coverage or medical payments. So despite the fact that it appears you could get a free auto insurance policy, you're out of luck. But any discount will bring down the cost of coverage.

To see a list of insurers with discount auto insurance rates in Ohio, follow this link.

More information can be found on the Ohio Department of Insurance website. Click here for link. Ohio drivers can find out which companies have the most complaints, find disaster information, and discover disciplinary actions.