Proven Techniques to Save on Akron Auto Insurance

Having to pay for overpriced auto insurance can empty your checking account and put the squeeze on your family's finances. Comparing price quotes is a smart way to cut your insurance bill.

You have so many to buy insurance from, and even though it's nice to have a choice, lots of choices makes it harder to compare rates.

Finding the best rates in Akron is quite easy. Just about anyone who has to buy auto insurance stands a good chance to be able to reduce their rates. Nevertheless, Colorado drivers do need to know the way insurance companies sell online and apply this information to your search.

Auto Insurance Prices in Akron, Colorado

Most major insurance companies like Progressive, Allstate and GEICO quote coverage price quotes on their websites. Getting online rates is fairly simple as you simply type in the coverages you want as detailed in the form. Behind the scenes, the company's rating system will obtain your driving and credit reports and generates pricing information based on these factors. Quoting online streamlines rate comparisons, but the time it takes to visit different websites and fill out multiple forms can be a bit repetitive. But it's very important to perform this step if you are searching for the best price on auto insurance.

There is an easier way!

A less time-consuming method to find lower prices uses one simple form to obtain quotes from several different companies. The form is fast, eliminates repetitive work, and makes online quotes much more enjoyable and efficient. Once the form is submitted, it is quoted with multiple companies and you can pick any one of the returned quotes. If you find a better price you simply finish the application and buy the policy. It takes 15 minutes at the most and may result in a nice savings.

To save time and find out if lower rates are available, click here to open in new window and complete the simple form. If you currently have coverage, we recommend you type in coverages and limits identical to your current policy. This way, you will have a price comparison based on similar coverages.

Tips to Get Lower Akron Rates

It's important that you understand some of the elements that play a part in calculating the price you pay for auto insurance. Knowing what determines base rates empowers consumers to make smart changes that will entitle you to much lower annual insurance costs.

Do you work long hours in a high stress job? - Careers like lawyers, architects and financial analysts have higher average rates due to job stress and long work days. Conversely, occupations such as pilots, engineers and retirees get better rates.
Marriage pays dividends - Having a spouse helps lower the price when buying auto insurance. Having a significant other translates into being more mature and responsible and statistics show married drivers get in fewer accidents.
Protect your assets with liability insurance - Your policy's liability coverage is the protection when a court rules you are at fault for personal injury or accident damage. Liability provides for a legal defense which can be incredibly expensive. Liability insurance is quite affordable as compared to coverage for physical damage, so buy as much as you can afford.
Safe vehicles cost less to insure - Vehicles with high crash test scores are cheaper to insure. The safest vehicles protect occupants better and lower injury rates translates into savings for insurance companies and thus lower rates.
Equipment add-ons that lower auto insurance rates - Purchasing a vehicle with a theft deterrent system can get you a discount on your auto insurance. Theft prevention devices like LoJack tracking devices, vehicle tamper alarm systems or GM's OnStar system all aid in stopping your car from being stolen.
Males pay more for insurance - Statistics have proven that women are safer drivers than men. Now that doesn't mean women are BETTER drivers than men. Both sexes are in accidents in similar percentages, but the men tend to have more serious accidents. Men also statistically get cited for more serious violations such as DWI and reckless driving.

Are you getting all your discounts?

Companies offering auto insurance don't list every discount very clearly, so we took the time to find both well-publicized and also the lesser-known auto insurance savings.

Claim Free - Drivers who don't have accidents can save substantially when compared to frequent claim filers.
Paperwork-free - A few companies will discount your bill up to fifty bucks simply for signing over the internet.
Multiple Cars - Buying coverage for all your vehicles on one policy can get a discount on all vehicles.
Low Mileage Discounts - Low mileage vehicles can earn lower rates on the low mileage vehicles.
Pay Now and Pay Less - If you pay your bill all at once rather than paying monthly you could save up to 5%.
Accident Waiver - Certain companies allow you one accident without raising rates if your claims history is clear for a set time period.
Discount for Swiching Early - Some companies give discounts for switching policies before your current policy expires. The savings is around 10%.
Theft Prevention Discount - Anti-theft and alarm systems prevent vehicle theft and earn discounts up to 10%.

Consumers should know that most of the big mark downs will not be given to all coverage premiums. Most only cut specific coverage prices like comp or med pay. So even though they make it sound like adding up those discounts means a free policy, companies don't profit that way.

For a list of insurance companies with discount auto insurance rates in Colorado, follow this link.

More tips and info about auto insurance can be found at the Colorado DORA Division of Insurance website. Colorado consumers can read industry bulletins, get help finding coverage, find out which companies have the most complaints, and find disaster information.

Affordable insurance is out there

Cost effective auto insurance can be sourced online as well as from independent agents in Akron, and you need to price shop both to have the best rate selection. Some insurance companies don't offer online quoting and these regional insurance providers work with independent agents.

In this article, we presented many ways to lower your auto insurance rates. It's most important to understand that the more price quotes you have, the better your chances of lowering your rates. You may even discover the best price on auto insurance is with a small mutual company. Smaller companies may often insure only within specific states and give getter rates than the large multi-state companies such as .