GEICO and Allstate are two of the more recognized car insurance companies in America. Each year they spend millions of dollars are spent on print, television and internet advertising in an attempt to lure you into one of their car insurance policies.

Have you fallen for their advertising tactics? Are you a current customer of GEICO or Allstate? If so, why did you move your auto insurance business to one company over the other? Was it the cute little gecko, the allure of Allstate’s stand, or did you tune out all the advertising gimmicks and base your decision on an apples-to-apples car insurance comparison quote? Read the rest of this entry

I was watching TV last night and I happened to see an Allstate car insurance commercial that was a little more direct than just saying they could save you X dollars or asking if you’re in good hands. Allstate’s commercial spokesman, Dennis Haysbert, who is also the lead actor in “The Unit” on CBS, makes the statement that car insurance buyers who switched to Allstate from GEICO saved an average of $581 a year on their auto insurance. Read the rest of this entry

When we talk about “green car insurance”, I’m not talking about the color of GEICO’s gecko, rather I’m referring to the footprint car insurance companies leave on the environment with their practices and policies. There has been a significant push in the U.S. towards more environmentally-friendly car insurance options and hopefully 2009 will see some real action taken by companies to be more eco-friendly.

The U.K. has seen several companies cater to environmentally-conscious consumers, including eGreen Insurance, The Green Car Insurance Company and ibuyeco. In return for buying a car insurance policy from these companies, they will buy part of a rainforest, offset your carbon emissions by planting new trees or offer a discount on how you drive your car.

Here in the states, other companies are taking the initiative to either improve the environment or reduce your auto insurance rates through a number of different plans. GMAC offers a program in conjunction with GM’s OnStar system where you can opt-in to send your mileage statistics via OnStar and if your annual mileage driven is under 15,000 miles, you can receive up to a 54% discount on your GMAC car insurance. Read the rest of this entry