When it comes to buying car insurance online, there are two main players: GEICO and Progressive. You’ve seen the cute gecko commercials and Progressive’s insurance super market commercials. Which online car insurance company should you insure your vehicles with? That depends.
Both GEICO and Progressive are solid financially, with GEICO having the backing of Berkshire Hathaway and the Oracle of Omaha, Warren Buffet. Both companies provide easy online quote forms, and a plethora of insurance options that can be customized to your needs.
Both companies also have extensive experience servicing policyholders no matter where you live. Progressive does sell through the independent agent channel, so if you prefer to have an agent to call when the need arises, then Progressive may win your business for that reason. Read the rest of this entry
These are trying economic times and simply turning on the television can put you in a state of depression. You may be a casualty of a layoff at work, a downsizing or a flat out firing and you still have to pay that stack of bills that are piling up on your counter. The temptation to cut your car insurance coverage to save money may end up costing you more in the end than it saves you today.
You may be tempted to raise your auto insurance deductibles to save a few hundred dollars on your car insurance, but is this really a good idea? Let’s take a look at the benefits of both scenarios. Read the rest of this entry
Women may get the brunt of jokes from their husbands about how bad their driving is, but do insurance companies actually give lower rates to women because they are better drivers?
If you compare male and female drivers in the same age groups, female drivers tend to have fewer accidents and traffic violations as compared to their male counterparts. Men tend to exhibit riskier driving habits such as being more aggressive, driving faster, and getting behind the wheel while intoxicated. These tendancies are the difference between males and females, as males tend to vent their anger more directly than women, as well as show an increased disregard for traffic laws. Read the rest of this entry
