Buying car insurance online has transformed the way auto insurance is advertised, sold and delivered. Your only option used to be calling or stopping by your local insurance agent’s office. Advertising was much more location-focused with large companies attempting to push the consumer to their local representative.

If you’ve had a bad experience with an insurance company, how do you go about making sure other consumers don’t have the same problem? Your state insurance regulators are responsible for making sure admitted companies handle your claims fairly and to the letter of the law. If you feel you haven’t been treated fairly, you don’t have to take the insurance companies decision as final.

When we talk about “green car insurance”, I’m not talking about the color of GEICO’s gecko, rather I’m referring to the footprint car insurance companies leave on the environment with their practices and policies. There has been a significant push in the U.S. towards more environmentally-friendly car insurance options and hopefully 2009 will see some real action taken by companies to be more eco-friendly.