We’ve all been driving down the road when a passing vehicle kicks up a rock and puts a chip in our windshield. It’s frustrating indeed, but there’s a good change that your car insurance company will pay to have the rock chip repaired at no cost to you!
This is a coverage that you definitely want to double check if your company offers. The largest car insurance company in America does NOT offer this coverage, so if you are insured by them, switching insurance companies could be a good move if you receive a lot of rock chips and gravel pits.
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Most major car insurance companies are using your credit score as a very important factor in determining the rates you pay. But why does your credit history have anything to do with insurance?
Right or wrong, studies have shown that consumers with higher credit scores tend to have fewer accidents and claims that consumers with poor credit. Insurance companies use credit scores in an attempt to predict the likelihood of whether or not you will file a car insurance claim.
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Allstate and State Farm are two of the biggest car insurance companies in the United States. If you are shopping for lower car insurance rates, you probably considered one or the other or maybe even both.
Each company sells car insurance through insurance agents, so if you want to have a local agent to turn to at claim-time, both provide this service. Allstate also sells insurance through independent agents, so even though an agent may not advertise as being an Allstate agent, they may have access to Allstate products. Read the rest of this entry
If you fall into the category of a high risk driver, then you definitely know how hard it can be to buy high risk car insurance!
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Car insurance companies like insuring drivers with good driving records, good credit, multiple policies and a clean claims history. But what do you do if you have a DUI, average to poor credit, you don’t own your home and you’ve had a few accidents in the past? Read the rest of this entry
You undoubtedly arrived here looking for SR22 insurance quotes or ways to find cheap SR-22 car insurance. Chances are you were mandated by your state to obtain an SR-22 filing due to an infraction such as DUI or reckless driving, or even just driving without car insurance.
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The purpose of an SR22 filing is simply to ensure that you carry liability insurance on your vehicles for the term specified by your state. Unfortunately, if you are required to have an SR22, then you will most likely be paying higher car insurance rates simply due to the violation or accident that necessitated the SR22 in the first place. Read the rest of this entry
That’s kind of a tawdry title for this post, but it’s really what we’re asking. Do you think your current car insurance company sucks? Or are you satisfied with how they’ve treated you as a customer?
If you have ever searched for insurance company reviews online, you know opinions cover the entire spectrum from raving satisfaction to intense loathing. Consumers are more inclined to go online to write negative reviews as a way of getting “revenge” or “pay back” for a denied claim or other situation. They aren’t so quick, however, to post positive feedback when something goes their way. This is why it’s important to keep that in mind when reading opinions online. Read the rest of this entry
Unsatisfied with your current car insurance company? Are you dreading switching car insurance companies? Switching to another carrier doesn’t have to be a big ordeal. There are a few things you can do to make the process smoother.
Ending your relationship with your car insurance company is not unlike breaking up with a girlfriend/boyfriend. If you have an insurance agent, things can be even more uncomfortable when you kick them to the curb. Read the rest of this entry
If you’re thinking about insuring your vehicles with Allstate car insurance, there are a number of discounts that you need to be aware of before buying. Even if you currently have an Allstate car insurance policy, you may be missing out on discounts that can save you quite a bit of money on your auto insurance bill.
So whether you are comparing rates with your current carrier, or even if you’re currently insured with Allstate, follow these tips to make sure you’re maximizing the discounts available from Allstate. Read the rest of this entry
Finding cheap car insurance can sometimes be time consuming and even frustrating. As consumers, we’re constantly bombarded by car insurance advertisements and it can be difficult to make an informed decision.
Two of the larger car insurance companies in the U.S. are GEICO and State Farm. GEICO is well known for it’s catchy, somewhat quirky ads, and State Farm is well known for being a large multi-line insurance company. GEICO and State Farm sell car insurance in two slightly different ways. GEICO sells car insurance direct to consumers via it’s website or over the phone. State Farm on the other hand, relies on it’s network of captive agents to serve the needs of communities. Read the rest of this entry
When it comes to buying car insurance online, there are two main players: GEICO and Progressive. You’ve seen the cute gecko commercials and Progressive’s insurance super market commercials. Which online car insurance company should you insure your vehicles with? That depends.
Both GEICO and Progressive are solid financially, with GEICO having the backing of Berkshire Hathaway and the Oracle of Omaha, Warren Buffet. Both companies provide easy online quote forms, and a plethora of insurance options that can be customized to your needs.
Both companies also have extensive experience servicing policyholders no matter where you live. Progressive does sell through the independent agent channel, so if you prefer to have an agent to call when the need arises, then Progressive may win your business for that reason. Read the rest of this entry
