How Much Does Insurance Cost for a Honda Pilot in Maine?

The odds of finding cheaper auto insurance for a Honda Pilot in Maine is contingent on lots of different factors like your marital status, your address, and your choice of deductibles. Drivers on average pay around $630 each year to insure a Pilot, but that amount is an approximation based on rates for a 50-year-old single male who requires full coverage including both comprehensive and collision and $250 deductibles.

More than likely, you are not a 50-year-old male, you might be married instead of single, or maybe your Maine zip code is rated higher than the example. Auto insurance is unique to every driver, so the most reliable way to find affordable rates for your Honda is to make a habit of regularly comparing rates from other companies.

Cheapest Honda Pilot Insurance Rates

The trim level of your Honda impacts the yearly cost, so the rate you pay to insure a Pilot LX 2WD model will cost $66 less than the price to insure the more expensive Pilot Touring 4WD trim level, as shown by the rates below.

Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Maine minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, homeowner, and multi-policy. Estimates do not factor in vehicle garaging location which can revise rates considerably.

Maine car insurance company ratings

Finding a good quality car insurance company is hard considering how many different insurance companies sell coverage in Maine. The company information listed below may help you choose which car insurance companies you want to consider when comparing insurance rates for a Honda Pilot. These ratings include the largest companies in the United States, so companies that focus mainly on Maine business are not included in this list.

Top 10 Major Auto Insurance Providers Overall in Maine

1. The General
2. The Hartford
3. Progressive
4. Travelers
5. State Farm
6. Farmers Insurance
7. Safeco Insurance
8. USAA
9. GEICO
10. 21st Century

Top Companies for Honda Pilot Insurance in Maine

The information below demonstrates how deductibles can increase or decrease annual premium costs when researching cheap insurance for a Honda Pilot. The rate quotes are based on a married male driver, comprehensive and collision coverage, and no additional discounts are factored in.

In the chart above, a 50-year-old driver could lower their policy premium by $176 a year by increasing from a $100 deductible up to a $500 deductible, or save $268 by changing to a $1,000 deductible. Even younger drivers, like the Age 20 category, could potentially save up to $584 or even more by using a higher deductible. If you make the decision to raise deductibles, it will be important to have additional funds squirreled away to enable you to pay the extra out-of-pocket expense. That is the one disadvantage of using higher deductibles.

Discounts on cheap insurance for a Honda Pilot in Maine

Car insurance companies that offer cheap quotes for a Honda Pilot may also offer rate discounts that could lower prices by 35% or more if you meet specific eligibility requirements. Larger car insurance companies and some of the premium reductions they offer are detailed below.

The illustration below visualizes the comparison of premium costs with and without discounts being applied to the rates. The costs are based on a male driver, a clean driving record, no claims, Maine state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The second shows the rates with homeowner, claim-free, marriage, multiple policy, accident-free, and anti-theft discounts applied. When drivers take advantage of discounts, the the average amount saved on car insurance for a Honda Pilot is 13% or $253.

Does State Farm, Geico, Progressive, or Allstate have the cheapest car insurance?

If you’re looking for the cheapest insurance for a Pilot, four companies to consider are State Farm, Geico, Progressive, and Allstate. The table below rates ratings and policy coverage options that are available for buyers.