Cheap Auto Insurance for 19 Year Olds in Colorado

When buying insurance for teenage drivers, one of the key considerations that is used to help calculate car insurance rates is where your home is located in Colorado. Areas that are densely populated or have higher claim frequency like Denver, Commerce City, and Aurora will most likely have higher rates, whereas areas with less crime or weather claims have the luxury of cheap auto insurance for 19 year olds in Colorado.

The illustration below displays the highest-priced areas in Colorado for 19 year olds to buy car insurance in.

Rate information is approximated as specific Colorado garaging address can change premium rates noticeably.

Establishing which insurers offer the lowest-priced car insurance rates for 19 year olds calls for a little more effort in order to find the lowest price quote. Each auto insurer uses different criteria for establishing rates, so let’s take a look at the lowest cost car insurance companies in Colorado.

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The Hartford normally has some of the cheapest car insurance rates in Colorado at around $825 a year. Grange, USAA, Nationwide, and Auto-Owners also rank well as some of the cheaper Colorado insurance companies.

In the rate table above, if you have coverage with Nationwide and switched to The Hartford, you could see an annual premium reduction of in the vicinity of $284. Colorado drivers with Auto-Owners might save as much as $343 a year, and GEICO policyholders might lower prices by $362 a year.

To see how much you can save, click here to get quotes or click through to the companies below.

Bear in mind that those policy prices are averaged for all ages of drivers and types of vehicles and and are not figured with a price surcharge for 19 year olds. So the insurer that has the lowest price for you may not even be shown in the list of companies above. That underscores the importance of why you need to quote rates from as many companies as possible using your own driver data and vehicle information.

Allstate, Geico, Progressive, and State Farm: Who is best?

If you want the best auto insurance for teenage drivers in Colorado, the four most popular companies are Allstate, Geico, Progressive, and State Farm. They all offer a distict selection of optional coverages and features that may influence your buying decision. The following table compares price and claims rank as well as some different options .