How Much is Insurance for a Honda Pilot in Nebraska?

How Much is Insurance for a Honda Pilot in Nebraska?

Your odds of finding affordable auto insurance for a Honda Pilot in Nebraska is contingent on many rating criteria such as if you are married or single, your occupation, and the deductible amount you use. Drivers on average pay approximately $1,000 annually to insure a Honda Pilot, but that is a projection based on rate data for a 30-year-old single female driver that included full coverage and $500 physical damage deductibles.

But there is a high likelihood that you’re not a 30-year-old female, possibly married instead of single, and you might want liability-only or different deductibles. What seems to be a small difference in policy rating factors could end up in a significant change in the rate quoted for a Honda Pilot.

Insurance prices are based on the driver profile the way we recommend to find cheap insurance rates for your Honda is to do your own rate comparisons. Comparing quotes is easy and you will receive price comparisons from some of the best companies that insure Honda vehicles in Nebraska.

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The specific model of Pilot tends to have a direct effect on the cost of insurance, so the rate you will pay to insure a Pilot LX 2WD model will be $96 less than the cost to insure the more well-appointed Pilot Touring 4WD trim level, as shown below.

Honda Pilot Insurance Rates in Nebraska
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Pilot LX 2WD $210 $318 $404 $24 $122 $1,078 $90
Pilot EX 2WD $236 $318 $404 $24 $122 $1,104 $92
Pilot EX 4WD $236 $318 $404 $24 $122 $1,104 $92
Pilot EX-L 2WD $236 $388 $404 $24 $122 $1,174 $98
Pilot EX-L 4WD $236 $388 $404 $24 $122 $1,174 $98
Pilot Touring 2WD $236 $388 $404 $24 $122 $1,174 $98
Pilot Touring 4WD $236 $388 $404 $24 $122 $1,174 $98
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Data rating is based on single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Nebraska minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, multi-policy, and homeowner. Rates do not factor in Nebraska location which can impact rates greatly.

Finding decent, affordable car insurance is hard enough, and deciding which companies quote the cheapest insurance rates for a Honda Pilot involves additional perseverance. Every insurance company uses their own calculation to determine rates, so let’s take a look at the insurance companies with the most affordable rates in Nebraska.

We do need to point out that Nebraska insurance rates are determined by lots of factors that control the price you have to pay. Simply improving your credit score, buying a newer car, or getting a few speeding tickets may cause policy rate changes resulting in some rates now being more expensive than others.

Cheapest Insurance Rates for Your Pilot

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Cheapest auto insurance in Nebraska ranked by cost per year
Rank Company Cost Per Year
1 Safeco $788
2 The Hartford $873
3 Auto-Owners $905
4 Allied $939
5 Farmers Mutual of Nebraska $989
6 Farm Bureau Mutual $990
7 Nationwide $997
8 State Farm $1,033
9 American National $1,054
10 General Casualty $1,114
11 USAA $1,116
12 California Casualty $1,257
13 American Family $1,258
14 MetLife $1,280
15 Iowa Mutual $1,308
16 EMC $1,340
17 GEICO $1,348
18 Progressive $1,417
19 Farmers $1,586
20 North Star $1,710
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Safeco offers some of the cheapest car insurance rates in Nebraska at around $788 per year. The Hartford, Auto-Owners, Allied, and Farmers Mutual of Nebraska also make the cut as some of the best Nebraska insurance companies.

In this example, if you buy coverage from Allied and switched to Safeco, you might see an annual savings of about $151. Drivers with Farmers Mutual of Nebraska could save as much as $201 a year, and Farm Bureau Mutual customers might cut rates by $202 a year.

To find cheap insurance for a Honda Pilot in Nebraska for your vehicle, click here to start your custom quote or visit any of the low-priced companies below.

Be aware that those estimates are averaged for all drivers and vehicles and do not factor in a specific rating modification for a Honda Pilot. So the auto insurance company that fits your age and vehicle best may not even be shown in the chart above. That underscores the importance of why you need to compare rates from as many companies as possible using your own specific driver information and vehicle.

Discounts on cheap insurance for a Honda Pilot in Nebraska

Discounts on insurance for a Honda PilotInsurance companies that offer quotes for a Honda Pilot may have price discounts that can lower rates by as much as 40% or more if you are eligible to receive them. A list of companies and a summarized list of policyholder discounts are detailed below.

  • State Farm includes discounts for passive restraint, good driver, safe vehicle, Steer Clear safe driver discount, student away at school, and Drive Safe & Save.
  • Esurance offers premium reductions for online quote, DriveSense, Switch & Save, homeowner, multi-car, anti-lock brakes, and good student.
  • Progressive may have discounts that include continuous coverage, multi-policy, online quote discount, multi-vehicle, good student, homeowner, and online signing.
  • Liberty Mutual has savings for multi-policy, preferred payment discount, new vehicle discount, new graduate, and teen driver discount.
  • Auto-Owners Insurance discounts include paperless, group or association, teen driver, anti-theft, student away at school, and multiple vehicles.
  • GEICO offers discounts for anti-lock brakes, multi-policy, multi-vehicle, emergency military deployment, and air bags.

The diagram below visualizes the comparison of car insurance rates with and without discounts being applied to the rates. The rates are based on a female driver, no accidents, no driving violations, Nebraska state minimum liability limits, full physical damage coverage, and $1,000 deductibles. The first bar for each age group shows the average annual price with no discounts. The second shows the rates with safe-driver, vehicle safety, defensive driving course, anti-theft, multiple vehicle, and homeowner discounts applied. When these discounts are applied to the policy premium, the the average yearly reduction on insurance for a Honda Pilot is 28% or $401.

The chart below highlights how deductible choice can increase or decrease yearly insurance costs when searching for cheap insurance for a Honda Pilot. The data assumes a single female driver, comp and collision included, and no policy discounts are applied.

A 40-year-old driver could lower rates by $256 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $392 by switching to a $1,000 deductible. Youthful drivers, like the 20-year-old example, have the ability to save as much as $642 every year by selecting a higher deductible. When using a larger deductible, it’s a good idea to have enough savings set aside to cover the extra out-of-pocket expense. That is the one drawback of using higher deductibles.