Best Cheap Insurance for a Honda Accord in Idaho

When discussing car insurance, the word cheap should never be used anywhere in the article to describe car insurance rates. Regardless, cheap auto insurance for a Honda Accord is not easy to find. But fear not, because we will tell you how you can quote and buy insurance that you can afford.

The chances of buying the cheapest coverage for a Honda Accord in Idaho depends upon a complex formula that considers things like if you have purchased a home, your occupation, and your motor vehicle report. Drivers pay on average $720 annually for Accord insurance, but that cost is an approximation assuming a 30-year-old single male who requires full physical damage coverage and $500 policy deductibles.

Chances are that rate is not what you would pay, because most likely you’re not a 30-year-old male, maybe you are married instead of single, or maybe you do not need full coverage. Even a minor difference in price quote data can produce large changes in the cost of coverage for a Honda Accord.

Every auto insurance policy is unique to the driver, so the best way to find the most affordable coverage for your Honda is to get into the habit of comparing rates once a year. It’s really quite easy you can get prices from the best auto insurance companies around.

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The specific trim level impacts the cost of insurance, so the price you pay to insure a Accord LX 4-Dr Sedan model will be $248 cheaper than the price to insure the more costly Accord EX-L 2-Dr Coupe model, as shown in the table below.

Table data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Idaho minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Information does not factor in Idaho location which can alter premiums noticeably.

Selecting the best auto insurance provider can be difficult considering how many companies are available to choose from in Idaho. The information shown next can help you choose which providers to look at comparing rates with.

These ratings only include companies with a nationwide focus, so companies without a large exposure are not included in this list. To compare price quotes and find cheaper insurance for a Honda Accord, follow this link.

The diagram below demonstrates how choosing different deductibles can change annual premium costs when researching cheap insurance for a Honda Accord. The information is based on a married male driver, comp and collision included, and no discounts are applied.

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The data above shows that a 40-year-old driver could reduce rates by $166 a year by switching the physical damage coverage from a $100 deductible up to a $500 deductible, or save $250 by using a $1,000 deductible. Younger drivers, like the 20-year-old category, could lower their rates $548 each year by choosing a larger deductible amount.

If you do make the decision to raise your deductibles, it will be necessary to have plenty of savings on hand to be able to cover the extra out-of-pocket expense associated with higher deductibles.

State Farm, Progressive, Geico, or Allstate: Which is best?

When comparing rates for insurance for an Accord in Idaho, some of the largest companies to start with are State Farm, Progressive, Geico, and Allstate. They all have the same basic coverages, but each one has a distinct set of features and optional coverages that can influence your buying decision. The following table breaks down price, claims, and customer service ratings, as well as some optional coverages that you can purchase from each one.