Who Has Cheap Insurance Quotes for a Chevrolet Equinox in Maine?

When writing about car insurance, the word cheap really should not be used anywhere to describe car insurance rates. It’s just reality that cheap auto insurance for a Chevrolet Equinox can be hard, if not impossible, to find. But don’t despair, because we will show you how you can still find and buy car insurance that you can fit into your budget.

The likelihood of finding cheap insurance for a Chevrolet Equinox in Maine hinges on many different factors like whether you are married, what you do for a living, and blemishes on your driving record. Drivers in Maine on average pay around $500 a year to buy Chevrolet Equinox insurance, but that rate is a projection calculated based on a 50-year-old single female driver that purchased full coverage and $1,000 deductibles.

When estimating a car insurance rate like we just did, the issue is that you are not 50 and maybe not even a female, maybe you are married instead of single, and you might want liability-only or different deductibles. Auto insurance is not the same for everyone, so the way we recommend to find affordable rates for your Chevrolet is to shop around at every renewal for lower rates.

Insure Your Chevrolet for Less

The specific trim level will influence the cost of coverage, so the rate you will pay to insure a Equinox LS 2WD will be $38 cheaper than the price to insure the fancier Equinox LTZ AWD trim level, as demonstrated by the prices below.

Cost estimates assume single female driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Maine minimum liability limits. Discounts applied include multi-policy, safe-driver, multi-vehicle, homeowner, and claim-free. Prices do not factor in specific location which can influence insurance rates greatly.

Ratings for Maine car insurance companies

Picking the best insurance provider can be challenging considering how many companies sell insurance in Maine. The ranking information shown below could help you choose which providers to look at purchasing a policy from. These rankings only include the largest companies in America, so companies with more of a regional focus are not included in the list.

Top 10 Major Auto Insurers Overall in Maine

1. The General
2. The Hartford
3. Progressive
4. Travelers
5. State Farm
6. Farmers Insurance
7. Safeco Insurance
8. USAA
9. GEICO
10. 21st Century

Top 10 Major Auto Insurers in Maine Ranked by Claims Service

1. Progressive
2. USAA
3. Liberty Mutual
4. GEICO
5. State Farm
6. Nationwide
7. Allstate
8. The General
9. 21st Century
10. The Hartford

Top Companies for Chevrolet Equinox Insurance in Maine

Impact of careless driving on Maine car insurance rates

The easiest method to earn low car insurance rates in Maine for an Equinox is to drive cautiously and not receive tickets or have accidents. The illustration below demonstrates how traffic citations and at-fault claims increase insurance prices for different age groups. The premiums assume a single female driver, full physical damage coverage, $100 deductibles, and no discounts are factored in.

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The chart shows that the average cost of car insurance per year with a clean driving record and no accidents is $1,324. Receive two speeding tickets and the average cost surges to $1,779, an increase of $455 each year. Now get one accident along with the two speeding tickets and the annual cost of car insurance for a Chevrolet Equinox increases to an average of $2,236. That’s an increase of $913, or $76 per month, just for being a careless driver!

Discount Maine insurance rates

Insurers that offer cheap insurance for a Chevrolet Equinox in Maine may provide rate discounts that could lower prices by as much as 35% if you meet eligibility requirements. Popular car insurance companies and their possible discounts are outlined below.

• Progressive policyholders can earn discounts including online quote discount, multi-vehicle, homeowner, online signing, and multi-policy.
• MetLife includes discounts for claim-free, good student, multi-policy, good driver, and defensive driver.
• Mercury Insurance may offer discounts for multi-car, good driver, age of vehicle, ease of repair, professional/association, and good student.
• Nationwide offers premium reductions for accident-free, good student, family plan, business or organization, Farm Bureau membership, easy pay, and multi-policy.
• GEICO offers discounts including driver training, anti-theft, military active duty, federal employee, daytime running lights, and seat belt use.
• AAA may include discounts for multi-car, good driver, AAA membership discount, good student, education and occupation, and multi-policy.

The illustration below compares insurance costs with and without discounts applied to the policy premium. The rates are based on a female driver, no driving violations, no at-fault accidents, Maine state minimum liability limits, full physical damage coverage, and $100 deductibles. The first bar for each age group shows the price with no discounts. The second bar shows the rates with passive restraint, marriage, anti-theft, claim-free, homeowner, and vehicle safety discounts applied. When drivers qualify for the discounts, the average amount saved each year on car insurance for a Chevrolet Equinox is 27% or $363.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 1943,1403],[‘Age 30’, 1351,983],[‘Age 40’, 1253,913],[‘Age 50’, 1099,797],[‘Age 60’, 1063,773],[‘Age 70’, 1233,893]]);var options = {title: ‘Insurance Rate Comparison for a Chevrolet Equinox’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Chevrolet Equinox in Maine’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

How to find budget-friendly insurance for a Chevrolet Equinox

Below you’ll find some of the better thrifty suggestions that can help Maine drivers find cheaper coverage.

• Buy a vehicle with excellent safety ratings
• Save money by obeying traffic laws and keeping a clean driving record
• Prevent price hikes by avoiding at-fault accidents
• Increase your policy deductibles
• Better credit rating means better rates
• Compare price quotes at least once a year

The last item on the list is extremely valuable, as was emphasized in this write-up. Car insurance prices change a lot, so drivers shouldn’t be resistant to buy from a different company if a more affordable price is available.

Many drivers have brand loyalty and that’s fine, but it’s not recommended if that loyalty results in overpaying a small fortune. If you have a few minutes, now is a great time to shop around and find cheaper auto insurance for a Chevrolet Equinox.

Best cheap Chevrolet Equinox insurance quotes

Consumers have many ways to shop for and buy car insurance in Maine, but the three most common are through a captive (or exclusive) agency such as Allstate or State Farm, a non-exclusive or independent agent, or direct either online or via phone. Each way has the same basic process, but shoppers should understand the differences in how they provide price quotes.

Independent agents have contracts with many companies and can get policy pricing from every one. They are not limited to a single company and can give you more rates, which may give you a better overall rate comparison. If you are not satisfied with one company, your policy can be easily switched to a new company and the insured can keep the same agent.

Exclusive agencies are usually just provide rates from one insurance company, two examples being State Farm and Auto-Owners agents. This type of agents cannot quote prices from more than a single company, so you need to shop around if the rates are high.

If you choose to buy car insurance direct, you skip either of the other two types of agents and buy from a direct company like Esurance or Progressive. Buying direct may be preferred by drivers who do not have a lot of assets and have an above average understanding of how car insurance works.

Which way works best to find cheap insurance for a Chevrolet Equinox in Maine? It would be easy to say shopping direct saves the most money because there is no agent involved, but unfortunately, that is not always true. An argument could also be made that going through an independent agent is the best way to save because they can quote many companies, but that assumption is also not necessarily accurate. For some people, exclusive agencies have price quotes that are the lowest in Maine.

Because there is so much variation in car insurance prices, the guaranteed way to ensure you are not overpaying for car insurance is to obtain price quotes and compare them. Money-saving experts recommend you get price quotes all three ways in order to have enough rates to compare. We compiled a list of companies with some of the cheapest online rates that you can click here to view.

State Farm, Allstate, Progressive, or Geico: Who is best?

When it comes to insurance for an Equinox, the companies with the most market share are State Farm, Allstate, Progressive, and Geico. The data below points out ratings for price and service, as well as some optional coverages that are available from each company.