Cheapest Car Insurance Quotes for High Risk Drivers in Virginia

One of the more important considerations that is used to help calculate the amount you pay each year for auto insurance is where you live in Virginia. Areas with more people or higher crime rates like Burke, Alexandria, and Arlington tend to have more expensive car insurance rates, whereas cities that are not as densely populated have the benefit of cheaper auto insurance prices.

The following table lists the most costly cities in Virginia for high risk drivers to purchase car insurance in.

Prices are estimated as specific location information can lower or raise auto insurance rates greatly.

Establishing which company offers the most affordable insurance rates for high risk drivers will involve a tad more effort in order to find the lowest price quote. Each insurer uses a different method to set their prices, so let’s take a look at the most affordable insurance companies in Virginia.

It’s important to understand that Virginia insurance rates are impacted by many factors which can significantly increase or decrease the policy premium. Simply having a birthday, having a teenage driver, or getting a few speeding tickets may generate price changes that may make certain companies cheaper than others.

Lowest Insurance Price Quotes for Risky Drivers

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Travelers normally has some of the most affordable car insurance rates in Virginia at around $659 each year. USAA, Cincinnati Insurance, Penn National, and The Hartford also make the cut as some of the lowest-priced Virginia auto insurance companies.

In the above rates, if you currently buy coverage from Penn National and switched to Travelers, you may realize an annual savings of roughly $89. Policyholders with The Hartford could save as much as $126 a year, and Utica National customers might cut rates by $129 a year.

To discover how much you can save, click here or quote prices from the following companies.

It’s important to note that these estimates are averages for all types of insureds and vehicles and and are not calculated with a price surcharge for high risk drivers. So the car insurance company that fits your situation best may not even be featured in the company chart above. That illustrates why you need to quote rates from many companies using your own driver information and specific vehicle type.

How to find a good Virginia insurance company

Choosing the best insurer can be challenging considering how many companies provide coverage in Virginia. The rank data in the lists below could help you pick which auto insurance companies you want to consider purchasing from. The rankings below only include companies with a nationwide focus, so companies that only write business in Virginia or surrounding areas are not included in the list.

Top 10 Major Auto Insurance Companies in Virginia Ranked by Value

1. Mercury Insurance
2. Travelers
3. American Family
4. AAA Insurance
5. Safeco Insurance
6. Progressive
7. The Hartford
8. Erie Insurance
9. Esurance
10. The General

Top 10 Major Auto Insurance Companies in Virginia Ranked by A.M. Best Rating

1. Travelers – A++
2. USAA – A++
3. GEICO – A++
4. State Farm – A++
5. Erie Insurance – A+
6. Titan Insurance – A+
7. Esurance – A+
8. Progressive – A+
9. Nationwide – A+
10. The Hartford – A+

State Farm, Geico, Progressive, or Allstate: Which is best?

When researching car insurance for high risk drivers in Virginia, the companies that insure more vehicles than anyone else are State Farm, Geico, Progressive, and Allstate. They all have the same basic coverages, but each one has a different combination of discounts, features, and options that you can select from. The following table illustrates ratings for price, service, and claims, in additional to some of the optional coverages .