Who Has the Cheapest Car Insurance for Drivers with a DUI in Maine?

Comparing rates for cost effective auto insurance is hard enough, and finding out which companies quote the best insurance rates for drivers with a DUI calls for additional perseverance. Insurance rates may be much more than the average price in Maine, with the higher price attributed to the extra risk associated with offering coverage after getting a DUI, but affordable insurance should be attainable if you compare enough companies. Each company has their own formula to determine rates, so let’s begin by examining the insurance companies with the most affordable rates in Maine.

Keep in mind that Maine insurance rates are based on many factors which can significantly increase or decrease the cost of your policy. Turning one year older, buying a newer car, or getting a ticket for careless driving may generate price changes that can make some companies more affordable than competitors.

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Travelers quotes some of the cheapest car insurance rates in Maine at around $606 annually. USAA, Countryway Insurance, Vermont Mutual, and Patriot would also make the list of some of the cheapest Maine insurance companies.

As shown above, if you are insured with USAA and switched to Travelers, you might achieve yearly savings of roughly $35. Policyholders with Countryway Insurance might save as much as $93 a year, and Vermont Mutual policyholders might see rate reductions of $108 a year.

If you would like to find the cheapest car insurance for drivers with a DUI in Maine, click here to begin a quote or visit several of the following companies.

These premium estimates are averages across all types of insureds and vehicles and and are not calculated with a rate increase for drivers with a DUI. So the car insurance company that has the cheapest rates for you may not even be included in the rate chart shown above. That illustrates why you need to compare rates from as many companies as possible using your own driver data and vehicle information.

When shopping for cheaper car insurance after getting a DUI, one of the many considerations that help determine the policy price is the neighborhood you call home in Maine. Areas with more people or even just a higher incidence of claims like Skowhegan, Auburn, and Portland tend to pay more, whereas areas that tend to be more rural tend to receive slightly lower rates.

The next table sorts the most costly cities in Maine for drivers with a DUI to buy car insurance in.

Prices are comparative as zip code location can increase or decrease price quotes greatly.

The car, truck, or SUV on the policy is a significant factor that determines whether or not you find the cheapest car insurance for drivers with a DUI in Maine. Vehicles with more horsepower, a lack of advanced safety features, or a history of substantial liability claims will cost more to insure than safer, lower-performance models. The table below illustrates coverage rates for a handful of the more afforable automobiles to insure.

Prices based on married male driver age 30, two speeding tickets, no at-fault accidents, $1,000 deductibles, and Maine minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, and multi-vehicle. Rate information does not factor in specific location which can alter price quotes noticeably.

Based upon the table data, we can expect makes and models like the Hyundai Elantra, Honda CR-V, Ford Escape, and Toyota Sienna are going to be a few of the most economical vehicles to insure after getting a DUI. Rates will be more costly just because there is more risk for drivers with a DUI, but overall those specific models will have the cheapest rates compared to all other vehicles.

Cheapest car insurance: State Farm, Geico, Allstate, or Progressive

When shopping for car insurance after getting a DUI in Maine, the most popular companies are State Farm, Geico, Allstate, and Progressive. Combined they insure almost 50% of the entire U.S. auto insurance market. All of them have a different combination of discounts, features, and options that may steer you one way or another. The next table points out pricing and service ratings, as well as optional policy coverages that you can purchase from each one.