How Much are Auto Insurance Quotes for Good Drivers in Vermont?

For safe drivers, one of the big considerations that is used to calculate the policy price is your address. Areas with more people or more claims like Newport, Springfield, and Vergennes tend to have more expensive car insurance rates, whereas areas that are not as densely populated have the gratification of cheap insurance for good drivers in Vermont.

The illustration below displays the more expensive cities in Vermont for good drivers in which to buy car insurance.

Price information shown is comparative as the specific Vermont residence address can decrease or increase insurance rates significantly.

Finding decent, cost effective auto insurance is easier said than done, and figuring out which insurers offer the cheapest insurance rates for good drivers requires a bit more work. Coverage rates should be a little bit cheaper than the average price in Vermont, with the lower cost attributed to the potentially lower risk that goes along with selling insurance for safe drivers. Budget-friendly coverage should be obtainable from many insurance companies.
Every car insurance company has a proprietary method for filing rates in each state, so we’ll go over the overall cheapest insurance companies in Vermont.

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Safeco quotes some of the most affordable car insurance rates in Vermont at around $467 a year. California Casualty, The Hartford, USAA, and Travelers would also be considered some of the more affordable Vermont insurance companies.

In the rate table above, if you are currently insured with Travelers and switched to California Casualty, you may realize annual savings of about $217. Insureds with Unitrin might save as much as $219 a year, and Co-Operative Insurance customers might lower prices by up to $272 a year.

To see if your current coverage is too expensive, click here to get quotes or visit any of the low-priced companies below.

Bear in mind that those rates are averaged for all ages of drivers and types of vehicles and and are not calculated with a rate decrease for good drivers. So the company that can offer you the best price may not even be in the list of companies shown earlier. That illustrates why you need to compare as many prices as possible using your own driver data and vehicle information.

The vehicle to be insured is a large consideration when shopping around for cheap insurance for good drivers in Vermont. Vehicles with reasonable performance levels, a plethora of safety features, or a low likelihood of having liability claims will cost substantially less to insure than fast, unsafe models. The table below features car insurance prices for some of the most affordable vehicles to buy coverage for.

Prices above based on single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Vermont minimum liability limits. Discounts applied include multi-vehicle, claim-free, multi-policy, homeowner, and safe-driver. Price estimates do not factor in your specific Vermont location which can influence coverage rates noticeably.

Based upon the table data, we can conclude that cars like the Ford Escape, Honda Accord, Toyota Prius, and Ford F-150 are most likely to be a few of the most economical vehicles to insure for safe drivers.

Is State Farm, Allstate, Geico, or Progressive cheaper?

If you want the best car insurance for safe drivers in Vermont, four good companies to start with are State Farm, Allstate, Geico, and Progressive. Combined they have almost half of all policies written. The next table points out ratings and policy coverage options that are available for buyers.