Nobody likes paying for car insurance, especially when they are aware that they could find lower prices if they just compared rates. Big-name insurance companies like Progressive, GEICO and Farmers Insurance continually hit you with ads and consumers find it hard to ignore the promise of big savings and find the best price available.
Most larger insurance companies make it easy to get coverage prices on the web. Doing online price comparisons doesn’t take a lot of time as you just enter as detailed in the form. When the form is submitted, the quote system pulls your driving and credit reports and provides a quote based on the data you entered. Quoting online helps simplify price comparisons, but the time it takes to visit a lot of sites and fill out multiple forms is not the best way to spend an afternoon. But it’s absolutely necessary to perform this step in order to get a lower rate.
The preferred way to compare car insurance pricing uses just one form that analyzes rates from many companies. It’s a real time-saver, reduces the work, and makes price shopping online much easier to do. After sending the form, it is rated and you can choose your choice of the quotes that you receive. If the quotes result in lower rates, you can click and sign and buy the policy. It takes less than 15 minutes and you will find out if you’re overpaying now.
If you want to fill out one form to compare multiple rates now, click here and input your coverage information. To compare your current rates, we recommend you replicate deductibles and limits as shown on your current policy. This helps ensure you will receive a fair comparison based on similar coverages.
Car insurance is not cheap nor is it fun to buy but there could be significant discounts to reduce the price significantly. Some of these disounts will be visible when you complete an application, but a few must be manually applied before you will receive the discount.
It’s important to understand that most discount credits are not given to all coverage premiums. Most only cut the price of certain insurance coverages like collision or personal injury protection. So even though it sounds like all the discounts add up to a free policy, it doesn’t quite work that way.
Larger car insurance companies and some of the premium reductions they offer are shown below.
Before purchasing a policy, check with each company the best way to save money. A few discounts might not be available to policyholders everywhere. To see a list of car insurance companies offering car insurance discounts, click this link.