Save on Dodge B150 Van Insurance in Five Minutes or Less

Drivers have options when trying to find low-cost Dodge B150 Van insurance. You can either spend your time driving around to get rate comparisons or leverage the internet to make rate comparisons. There is a better way to compare car insurance rates and you need to know the absolute fastest way to quote coverages for a new or used Dodge and get the lowest possible price from local insurance agents and online providers.

Smart consumers take time to price shop coverage periodically since rates change frequently. Even if you got the best price on B150 van coverage a year ago you can probably find a better price now. Block out anything you think you know about car insurance because you’re about to learn the best methods to find the best coverage while lowering your premiums.

Car Insurance Prices

Finding a lower price on Dodge B150 Van insurance is actually quite simple. The only requirement is to spend a few minutes on the computer comparing rate quotes from different insurance companies. This can be done using a couple different methods.

• The fastest way to get quotes is to use a rate comparison form like this one (opens in new window). This method saves time by eliminating a different quote for each company you want a rate for. Filling out one form will get you rate comparisons from multiple low-cost companies. Recommended for those who want to invest the least amount of time.
• A more time consuming way to obtain and compare quotes online is to manually visit the website of each company to complete their respective quote request forms. For instance, let’s say you want to compare Nationwide, State Farm and Farmers. To get rate quotes you would need to take the time to go to each site to input your insurance information, which is why the first method is more popular.

  For a list of links to companies insuring cars in your area, click here.

It’s up to you which method you use, but make sure you use identical coverages and limits for every quote you compare. If you are comparing different deductibles it will be impossible to find the best deal for your Dodge B150 Van.

You probably qualify for some discounts

Companies that sell car insurance don’t always publicize every available discount very clearly, so the following is a list of some of the best known as well as the least known savings tricks you should be using. If you’re not getting every credit available, you’re just leaving money on the table.

• Safety Course Discount – Taking part in a defensive driving course could save 5% or more if your company offers it.
• Accident Free – Drivers who don’t have accidents pay less as compared to accident-prone drivers.
• Anti-lock Brakes – Cars that have steering control and anti-lock brakes are safer to drive and will save you 10% or more.
• Pay Now and Pay Less – If you pay your bill all at once instead of monthly or quarterly installments you may reduce your total bill.
• Use Seat Belts – Using a seat belt and requiring all passengers to buckle their seat belts could cut 10% or more off your medical payments premium.
• Multi-policy Discount – If you have multiple policies with one company you will save 10% to 20% off each policy.
• Discount for Swiching Early – Select companies give a discount for buying a policy before your current policy expires. The savings is around 10%.
• Good Student Discount – Performing well in school can get you a discount of up to 25%. Earning this discount can benefit you up until you turn 25.
• Multiple Cars – Having all your vehicles with the same company can get a discount on all vehicles.
• Passive Restraints – Vehicles with factory air bags and/or automatic seat belt systems can receive discounts of up to 25% or more.

A little note about advertised discounts, most credits do not apply the the whole policy. Most cut the cost of specific coverages such as comp or med pay. So even though it sounds like adding up those discounts means a free policy, you won’t be that lucky.

To see a list of providers with the best car insurance discounts, click here to view.

There’s no such thing as the perfect policy

When buying coverage for your personal vehicles, there is no cookie cutter policy. Each situation is unique.

For example, these questions can aid in determining whether or not you could use an agent’s help.

• What vehicles should carry emergency assistance coverage?
• Is business property covered if stolen from my car?
• Does my policy cover my teen driver if they drive my company car?
• Do I get a pro-rated refund if I cancel my policy early?
• Will my rates increase for filing one claim?
• Does my Dodge B150 Van need full coverage?
• What are the best liability limits?
• Do I need higher deductibles?
• Am I covered when renting a car or should I buy coverage from the car rental agency?

If you’re not sure about those questions but you know they apply to you, then you may want to think about talking to an agent. To find an agent in your area, simply complete this short form. It’s fast, free and may give you better protection.