How to Grab the Lowest Price When Insuring Your Audi RS6

Have you had enough of not being able to afford to insure your Audi every month? You are in the same boat as many other drivers. With so many options, it can be challenging to choose the cheapest insurance company.

Don’t overlook these discounts

Car insurance companies don’t always list every available discount very clearly, so here is a list both well-publicized as well as the least known savings tricks you should be using. If you’re not getting every credit you qualify for, you’re just leaving money on the table.

Clubs and Organizations – Belonging to a qualifying organization is a good way to get lower rates when buying auto insurance for RS6 coverage.
Auto/Home Discount – When you have multiple policies with the same insurance company you could get a discount of 10% to 20% off each policy.
No Charge for an Accident – A few companies allow you one accident before your rates go up so long as you haven’t had any claims prior to the accident.
Anti-theft System – Vehicles with anti-theft systems are stolen less frequently and therefore earn up to a 10% discount.
New Car Discount – Insuring a new car can save up to 30% compared to insuring an older model.
Life Insurance – Select insurance companies reward you with a discount if you purchase a life insurance policy as well.
Driver Safety – Successfully completing a course in driver safety could possibly earn you a 5% discount if your company offers it.
Government Employees – Employees or retirees of the government can save as much as 8% for RS6 coverage depending on your company.
Low Mileage – Keeping the miles down on your Audi could be rewarded with discounted rates on garaged vehicles.
Military Rewards – Having a deployed family member may qualify for rate reductions.

Keep in mind that most of the big mark downs will not be given to your bottom line cost. The majority will only reduce the price of certain insurance coverages like medical payments or collision. So even though it sounds like having all the discounts means you get insurance for free, auto insurance companies aren’t that generous.

To choose insurance companies offering auto insurance discounts, follow this link.

Don’t I need to talk to an agent?

Certain consumers would prefer to talk to a local agent and that is a personal choice. Good agents can help determine the best coverages and help you file claims. The biggest benefit of getting online price quotes is that you can obtain the best rates but also keep your business local.

To help locate an agent, after submitting this short form, your coverage information is immediately sent to participating agents who will give you bids for your business. You never need to drive around due to the fact that quote results will go to your email. Now that’s easy! insurance prices

Choosing an insurance company should depend on more than just the premium amount. These are valid questions to ask:

Do they assist clients in filing claims?
Do the coverages you’re quoting properly cover your vehicle?
Are claims handled at the agent’s location?
Do you have coverage for a rental car if your vehicle is in the repair shop?
How many years of experience in personal lines insurance coverages do they have?

Types of insurance agencies

When looking for local agents, you need to know there are two types of agencies that you can select. Insurance agencies are either captive or independent (non-captive). Both write coverage properly, but it’s worth learning the difference between them because it can impact your agent selection.

Agency Captives

Captive agencies are contracted to one company and some examples include Liberty Mutual, Allstate, Farmers Insurance or State Farm. They generally cannot compare other company’s rates so it’s a take it or leave it situation. Captives are usually quite knowledgeable on their company’s products which helps them compete with independent agents.

Independent Insurance Agents

Independent agents are not locked into one company but instead can place your coverage with any number of different companies and possibly get better coverage at lower prices. If you are not satisfied with one company, they simply move the coverage in-house and that require little work on your part. When shopping rates, it’s recommended you get quotes from at a minimum one independent agency to have the most options to choose from.

For a complete listing of insurance agencies, click here.

Once you have received answers to your satisfaction to these questions and locked in a price quote, chances are good that you have found an insurance agent that can service your policy.

And the best car insurance company is…

We just covered some good ideas how to compare Audi RS6 insurance prices online. The key concept to understand is the more you quote, the higher the chance of saving money. You may even find the best prices are with a small mutual company. These smaller insurers may only write in your state and offer lower rates as compared to the big name companies such as Allstate and Progressive.

Lower-priced Audi RS6 insurance is definitely available from both online companies and also from your neighborhood agents, and you need to comparison shop both to have the best selection. Some companies may not provide you the ability to get quotes online and many times these small insurance companies only sell through independent insurance agents.