Easy Five Minute Guide to Shopping For Chevy G30/3500 Insurance

Finding cheaper insurance for a Chevy G30/3500 could be a lot of work, but you can learn these tips to save time. There are both good and bad ways to buy auto insurance and we’ll show you the best way to quote coverages for a Chevy and obtain the cheapest rates either online or from local insurance agents.

Finding Auto Insurance

Finding a better price on auto insurance doesn’t have to be difficult. The only requirement is to invest a few minutes comparing rate quotes provided by online insurance companies. This is very easy and can be done in several different ways.

1. The best way to compare a lot of rates at once would be an industry-wide quote request form click here to open form in new window. This method saves time by eliminating repetitive form entry to each individual auto insurance company. A single, simple form gets rate comparisons from many national carriers.It’s the quickest way to get rates.
2. A different way to compare prices requires visiting each company website to request a price quote. For examples sake, we’ll assume you want rates from USAA, 21st Century and Liberty Mutual. To find out each rate you need to visit each site to input your insurance information, which is why most consumers use the first method.

   For a handy list of car insurance company links in your area, click here.

Which method you use is up to you, but make absolute certain that you use identical coverage limits and deductibles with every price quote. If the quotes have different values for each quote it will be impossible to determine the best price for your Chevy G30/3500.

Companies offer discounts so take them!

Companies that sell car insurance do not list every available discount very well, so we researched some of the best known and the harder-to-find savings tricks you should be using. If you don’t get every credit possible, you are throwing money away.

• Drivers Education – Cut your cost by having your teen driver take driver’s ed class in school.
• Passive Restraint Discount – Vehicles equipped with air bags and/or automatic seat belt systems may earn rate discounts of up to 25% or more.
• Anti-lock Brake System – Vehicles equipped with ABS or steering control can reduce accidents and therefore earn up to a 10% discount.
• Use Seat Belts – Using a seat belt and requiring all passengers to buckle their seat belts can save 10% or more off your PIP or medical payments premium.
• Multiple Policy Discount – When you have multiple policies with the same insurance company you could get a discount of approximately 10% to 15%.
• Discounts for Safe Drivers – Safe drivers can get discounts for up to 45% lower rates on G30/3500 insurance than drivers with accidents.
• Distant Student – Any of your kids who live away from home and do not have access to a covered vehicle can be insured at a reduced rate.
• Save with a New Car – Putting insurance coverage on a new car can save up to 30% due to better safety requirements for new cars.
• Good Student Discount – A discount for being a good student can be rewarded with saving of up to 25%. Earning this discount can benefit you up until you turn 25.

Drivers should understand that most discounts do not apply to the entire cost. Most only cut the price of certain insurance coverages like comp or med pay. So when it seems like having all the discounts means you get insurance for free, companies don’t profit that way.

For a list of insurance companies offering auto insurance discounts, click here to view.

Do I just need basic coverages?

When buying coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Coverage needs to be tailored to your specific needs.

For example, these questions could help you determine if your situation would benefit from an agent’s advice.

• Does liability extend to a camper or trailer?
• Will I lose any money if I cancel my policy before it expires?
• Why does it cost so much to insure a teen driver?
• What should my uninsured motorist coverage limits be in my state?
• Is a new car covered when I drive it off the dealer lot?
• What can I do if my company won’t pay a claim?
• Is there coverage for injuries to my pets?
• Do I have coverage when making deliveries for my home business?

If it’s difficult to answer those questions but you know they apply to you, you may need to chat with a licensed insurance agent. To find lower rates from a local agent, take a second and complete this form. It only takes a few minutes and may give you better protection.