Top Tricks to Paying Less to Insure a Nissan Juke

Finding low-cost insurance for a new or used Nissan Juke can be a lot of work, but you can learn these tips and make it easy. There are both good and bad ways to shop for auto insurance and we’ll show you the absolute fastest way to compare rates for a Nissan and locate the cheapest rates either online or from local insurance agents.

Don’t miss these discounts

Car insurance companies don’t list all their discounts very clearly, so we took the time to find both the well known and also the lesser-known auto insurance savings.

Save with a New Car – Putting insurance coverage on a new car is cheaper due to better safety requirements for new cars.
Passive Restraints – Vehicles equipped with air bags or automatic seat belts can qualify for discounts of more than 20%.
Sign Online – Certain companies give back up to $50 simply for signing online.
Claim Free – Good drivers with no accidents can earn big discounts as compared to drivers who are more careless.
Pay Upfront and Save – By paying your policy upfront instead of monthly or quarterly installments you may reduce your total bill.
Braking Control Discount – Anti-lock brake equipped vehicles prevent accidents and qualify for as much as a 10% discount.
Organization Discounts – Being a member of a qualifying organization may earn a discount when buying auto insurance on Juke insurance.
55 and Retired – If you’re over the age of 55, you may receive better auto insurance rates on Juke insurance.
Military Discounts – Being on active duty in the military may qualify for rate reductions.

As a disclaimer on discounts, most discount credits are not given to the entire policy premium. Most cut individual premiums such as physical damage coverage or medical payments. So despite the fact that it appears adding up those discounts means a free policy, companies wouldn’t make money that way.

To see a list of providers with the best auto insurance discounts, follow this link.

These factors can influence Nissan Juke insurance rates

Consumers need to have an understanding of the factors that play a part in calculating the price you pay for auto insurance. Knowing what influences your rates empowers consumers to make smart changes that can help you get much lower annual insurance costs.

Don’t cancel a policy without a new one in place – Not having insurance is illegal and auto insurance companies will penalize you for letting your coverage have a gap. Not only will rates go up, getting caught without coverage will get you a license revocation or jail time.Then you may be required to provide proof of insurance in the form of an SR-22 filing with your state department of motor vehicles.
Do you know your deductibles? – Coverage for physical damage, commonly called comprehensive (or other-than-collision) and collision coverage, protects your Nissan from damage. Examples of covered claims could be a windshield shattered by a rock, damage caused by hail, and windstorm damage. The deductibles are the amount of money you are willing to pay if you file a covered claim. The higher the amount you’re willing to pay, the bigger discount you will receive on Juke insurance.
Traffic violations increase rates – Only having one moving violation can bump up the cost by as much as thirty percent. Drivers who don’t get tickets receive lower rates than bad drivers. Drivers with serious tickets like DUI or reckless driving are required to file a SR-22 with the DMV in their state in order to continue driving.
Sex matters – The statistics show women are more cautious behind the wheel. However, don’t assume that men are WORSE drivers than women. Men and women are in accidents in similar numbers, but the male of the species cause more damage and cost insurance companies more money. Men also tend to get more serious tickets like reckless driving and DUI.
Keep rates low by being claim-free – If you frequently file small claims, you can pretty much guarantee higher rates. Auto insurance companies provide discounts to people who do not rely on their insurance for small claims. Insurance coverage is intended for the large, substantial claims.
Little extras can really add up – There are many extra bells and whistles you can purchase on your auto insurance policy. Coverages like rental car reimbursement, better glass coverage and membership fees may be costing you every month. These may sound like a good investment when talking to your agent, but your needs may have changed so get rid of them and save.
Your age impacts your rates – Teen drivers have a tendency to be less responsible in a vehicle so they pay higher auto insurance rates. Mature drivers tend to be more responsible, statistically cause fewer accidents and get fewer tickets.

What about using a local agent?

Some people would rather buy from a local agent. The biggest benefit of getting online price quotes is you can get the best rates but still work with a licensed agent.

To make it easy to find an agent, after completing this simple form, the quote information is sent to local insurance agents who will return price quotes to get your business. There is no need to visit any agencies due to the fact that quote results will go immediately to your email address. How’s that for easy! Get lower rates AND an agent nearby. car insurance

Picking an provider shouldn’t rely on just the bottom line cost. Ask your prospective agent these questions:

Who is covered by the car insurance policy?
Do they specialize in personal lines coverage?
Is the agent and/or agency licensed to do business in your state?
How long has their agency been in business?
What insurance companies do they work with?

Insurance agents come in two varieties

When finding a good insurance agent, there are a couple of types of insurance agents from which to choose. Agents can either be independent or captive.

Captive Insurance Agents

Captive agencies write business for a single company such as Liberty Mutual, State Farm, Allstate and AAA. They are unable to give you multiple price quotes so they have to upsell other benefits. These agents are trained well on the products they sell and that can be a competitive advantage. Consumers frequently buy from captive agents partially due to the prominence of the brand and the convenience of having all coverages with one company.

Independent Agents (or Brokers)

These agents are not required to write business for one company so they can insure your vehicles amongst many companies enabling the ability to shop coverage around. If your agent finds better pricing, they simply move the coverage in-house and that require little work on your part.

When shopping rates, it’s a good idea to get quotes from several independent insurance agents to ensure the widest selection of prices.Many can place coverage with smaller companies which can save you money.

To view a complete directory of insurance agencies, visit this site.

Once you have received reasonable responses to any questions you have and a good coverage price, chances are good that you have found a car insurance agent that will provide auto insurance coverage.

Buy online or local, you save

Consumers who switch companies do it for a number of reasons such as an unsatisfactory settlement offer, poor customer service, being labeled a high risk driver or delays in paying claims. Regardless of your reason for switching companies, choosing a new insurance company is pretty simple and you could end up saving a buck or two.

In this article, we presented many tips how you can lower your Nissan Juke insurance rates. The most important thing to understand is the more times you quote, the more likely it is that you will get a better rate. Drivers may discover the lowest rates come from an unexpected company.

Cheaper Nissan Juke insurance can be bought online and with local insurance agents, and you need to price shop both to get a complete price analysis. Some auto insurance companies do not offer you the ability to get quotes online and usually these small insurance companies provide coverage only through local independent agents.