Beginners Guide to Purchasing Car Insurance for an Aston Martin DB7

Did you fall for a flashy sales pitch and buy overpriced car insurance? Believe me when I say many consumers are feeling buyer’s remorse and feel like there’s no way out. Many car insurance companies compete for your business, so it can be very hard to choose a provider to discover the definitive lowest rate

It is always a good idea to check car insurance prices once or twice a year because rates are adjusted regularly by insurance companies. Even if you think you had the best rates for DB7 insurance two years ago you will most likely find a better rate today. Starting now, ignore everything you know about car insurance because it’s time to teach you the fastest way to lower your annual insurance bill.

If you have a policy now or are shopping for new coverage, you can use these tips to find better prices while maintaining coverages. Finding the best rates is not that difficult. Drivers just need to know the proper methods to shop for car insurance on the web.

Lower rates by qualifying for discounts

The cost of insuring your cars can be expensive, but there could be available discounts that can drop the cost substantially. A few discounts will automatically apply at quote time, but a few must be asked for before you will receive the discount. If they aren’t giving you every credit you deserve, you are throwing money away.

• Discount for Good Grades – Performing well in school can get you a discount of up to 25%. This discount can apply up to age 25.
• Multiple Policy Discount – When you have multiple policies with the same company you will save 10% to 20% off each policy.
• Save with a New Car – Buying coverage on a new vehicle is cheaper compared to insuring an older model.
• Driver Safety – Successfully completing a driver safety course could cut 5% off your bill if your company offers it.
• Use Seat Belts – Requiring all passengers to use a seat belt can save 10% or more off the personal injury premium cost.
• Employee of Federal Government – Simply working for the federal government could cut as much as 10% off for DB7 insurance with select insurance companies.
• Discount for Swiching Early – A few companies offer discounts for switching to them before your current expiration date. The savings is around 10%.
• Air Bag Discount – Cars that have air bags can qualify for discounts of more than 20%.

A little note about advertised discounts, most of the big mark downs will not be given the the whole policy. Some only apply to individual premiums such as medical payments or collision. So even though it sounds like all the discounts add up to a free policy, companies wouldn’t make money that way. But all discounts will reduce your premiums.

For a list of providers who offer car insurance discounts, click here.

Car Insurance Prices Online

Lowering your Aston Martin DB7 car insurance rates doesn’t have to be difficult. Drivers just need to spend a few minutes comparing price quotes provided by online insurance companies. This can be done in a couple of different ways.

1. The fastest way consumers can analyze rates would be an industry-wide quote request form (click to open form in new window). This easy form eliminates the need for multiple quote forms for each company. Completing one form compares rates from multiple companies.
2. A more time consuming way to get comparison quotes is going to each company website to complete a price quote. For instance, we’ll assume you want to compare rates from Farmers, Safeco and Travelers. To find out each rate you need to visit each site and enter your policy data, which is why the first method is more popular. For a list of links to insurance companies in your area, click here.
3. The least recommended method to get comparison rates is to drive around to and from local insurance agencies. Shopping for car insurance online makes this process obsolete unless you want the trained guidance that only a license agent can provide. However, consumers can price shop online but still have the advice of a local agent and we’ll touch on that later.

Whichever method you choose, double check that you are using identical coverage limits for every company. If you compare different limits and deductibles on each one then you won’t be able to make a fair comparison for your Aston Martin DB7.

Compare but don’t skimp

We just covered a lot of information how to reduce Aston Martin DB7 insurance prices online. It’s most important to understand that the more quotes you get, the more likely it is that you will get a better rate. Drivers may discover the best price on car insurance is with the least-expected company. They may often insure only within specific states and give getter rates compared to the large companies like GEICO and State Farm.

As you prepare to switch companies, you should never skimp on critical coverages to save a buck or two. There have been many situations where someone dropped collision coverage and found out when filing a claim that their decision to reduce coverage ended up costing them more. Your strategy should be to find the BEST coverage at the best price, not the least amount of coverage.