There’s nothing more irritating that coming out to your parked vehicle and noticing a new door ding. You work hard for your money to buy a nice vehicle and other people slam their doors into your shiny new car. Maybe it’s just jealousy.
Regardless of the motive, door dings are just part of owning a car. Unless you park at the far back of every parking lot in an attempt to stave off the inevitable, chances are your baby has a few minor blemishes.
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We’ve all been driving down the road when a passing vehicle kicks up a rock and puts a chip in our windshield. It’s frustrating indeed, but there’s a good change that your car insurance company will pay to have the rock chip repaired at no cost to you!
This is a coverage that you definitely want to double check if your company offers. The largest car insurance company in America does NOT offer this coverage, so if you are insured by them, switching insurance companies could be a good move if you receive a lot of rock chips and gravel pits.
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Most major car insurance companies are using your credit score as a very important factor in determining the rates you pay. But why does your credit history have anything to do with insurance?
Right or wrong, studies have shown that consumers with higher credit scores tend to have fewer accidents and claims that consumers with poor credit. Insurance companies use credit scores in an attempt to predict the likelihood of whether or not you will file a car insurance claim.
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