Getting Low-Cost Shafter Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, you are not the only one feeling buyer's remorse. Having so many choices, it can be impossible to pick the most cost effective insurance company.

It's important to price shop coverage at least once a year because prices are constantly changing. Just because you found the best rates last year you can probably find a lower rate today. There is a lot of wrong information about auto insurance online, so we're going to give you some great ways to find affordable auto insurance.

Shafter auto insurance quote

Compare the Market for Auto Insurance in Shafter

Cutting your Shafter auto insurance rates can be surprisingly simple. You just have to take a few minutes comparing rate quotes from different insurance companies. This can be accomplished using a couple different methods.

  • The recommended way consumers can make multiple comparisons is to use a rate comparison form click here to open form in new window. This easy form eliminates the need for separate forms for each company. Completing one form gets you price quotes from several companies.
  • A slightly less efficient method to get quotes online requires a trip to the website for each individual company and fill out their own quote form. For instance, let's assume you want to compare rates from , and . You would have to go to every website to input your insurance information, which is why the first method is more popular. To view a list of companies in Shafter, click here.

It's up to you which method you use, but compare apples-to-apples quote information for every quote you compare. If you use mixed coverages it's impossible to determine the best price in Shafter.

Save big with these discounts

Car insurance is not cheap, buy you may qualify for discounts that you may not know about. Certain discounts will be triggered automatically at the time of purchase, but some may not be applied and must be asked for prior to receiving the credit. If you don't get every credit possible, you're paying more than you need to.

  • Anti-theft System - Cars that have factory anti-theft systems are stolen less frequently and will save you 10% or more.
  • Low Mileage - Low mileage vehicles could qualify for discounted rates on garaged vehicles.
  • Homeowners Discount - Being a homeowner can help you save on auto insurance because maintaining a house demonstrates responsibility.
  • Discount for Good Grades - A discount for being a good student can save 20 to 25%. The good student discount can last up until you turn 25.
  • Pay Now and Pay Less - If you pay your entire premium ahead of time instead of paying each month you could save 5% or more.
  • Multiple Cars - Insuring all your vehicles on the same auto insurance policy may reduce the rate for each vehicle.

As a disclaimer on discounts, most discount credits are not given the the whole policy. Most only apply to individual premiums such as comprehensive or collision. So despite the fact that it appears you could get a free auto insurance policy, auto insurance companies aren't that generous. Any amount of discount will help reduce your overall premium however.

To see a list of providers with discount auto insurance rates in California, click here to view.

Additional information can be read on the website for the California Department of Insurance located here. Visitors are able to read consumer alerts, find disaster information, report car insurance fraud, and file complaints about a company.

Additional helpful sites include BankRate.com's Car Insurance: When not to Skimp and this Shafter agent directory.