Tightwads Tips for Saving on Piedmont Car Insurance

Nobody I know likes having to buy car insurance, especially when the cost is way too high.

Drivers have so many to pick from, and even though it's nice to have a selection, too many choices makes it more difficult to compare rates.

It's important to compare prices periodically because rates are constantly changing. Even if you got the best price a few years ago other companies may now be cheaper. Ignore everything you know about car insurance because we're going to demonstrate the only way to lower your rates without sacrificing coverage.

Piedmont Car Insurance Comparisons

Comparing car insurance rates can take hours if you aren't aware of the best way to get rate quotes. You could waste time talking to local insurance agents in Piedmont, or you could save time and use online quoting to get prices fast.

Many companies belong to a marketplace that allows shoppers to submit their information once, and each participating company then returns a price quote based on that data. This eliminates the need for quote forms to each individual car insurance company. To submit your quote information now, click to open in new window.

One minor caviat to comparing rates this way is you don't know exactly which carriers you want to price. So if you prefer to choose specific providers to receive pricing from, we have assembled a list of car insurance companies in California. Click here for list of insurance companies in California.

It doesn't matter which method you choose, just be sure to compare identical coverage limits and deductibles on every quote you get. If you have different liability limits it's not possible to determine which rate is truly the best in Piedmont. Just a small difference in limits can result in a big premium difference. Keep in mind that comparing a large number of companies helps you find the best rates.

California car insurance quotes

How do I know if I need professional advice?

When choosing the right insurance coverage for your vehicles, there isn't really a best way to insure your cars. Coverage needs to be tailored to your specific needs and a cookie cutter policy won't apply. For example, these questions may help highlight whether or not you may require specific advice.

  • What are the best liability limits?
  • Does my car insurance cover rental cars?
  • Can I get a multi-policy discount for packaging my home and auto coverage?
  • Why am I required to buy high-risk coverage?
  • Are there companies who specialize in insuring high-risk drivers?
  • Should I rate my vehicle as pleasure use or commute?

If you don't know the answers to these questions but one or more may apply to you, you may need to chat with an insurance agent. If you don't have a local agent, complete this form or you can go here for a list of companies in your area.

Shop smart and save

As you shop your coverage around, make sure you don't skimp on critical coverages to save a buck or two. In many instances, someone dropped physical damage coverage only to discover later that saving that couple of dollars actually costed them tens of thousands. The ultimate goal is to find the BEST coverage at a price you can afford.

We just showed you a lot of tips how to shop for car insurance online. The key thing to remember is the more rate quotes you have, the higher your chance of finding lower rates. Drivers may discover the biggest savings come from the least-expected company. They can often insure niche markets at a lower cost compared to the large companies like .

Affordable car insurance can be found from both online companies as well as from independent agents in Piedmont, and you should be comparing both to have the best selection. Some insurance providers don't offer the ability to get a quote online and most of the time these regional insurance providers sell through independent agents.