Comparison Shop Pico Rivera Auto Insurance Prices With These Tricks

Shopping for low-cost Pico Rivera auto insurance over the internet can be difficult for people who are new to shopping for insurance online. With so many insurers to choose from, how can you even start to compare them all to find the best price?

It's important to get comparison quotes quite often since insurance rates are constantly changing. Just because you found the best deal six months ago there may be better deals available now. So just ignore everything you know about auto insurance because it's time to teach you the only way to save on auto insurance.

California auto insurance

Policy discounts you shouldn't miss

Car insurance can cost a lot, but companies offer discounts that you may not know about. Certain discounts will be triggered automatically at quote time, but lesser-known reductions have to be requested specifically in order for you to get them. If you're not getting every credit you deserve, you're just leaving money on the table.

  • Good Student Discount - Getting good grades can earn a discount of 20% or more. The discount lasts up until you turn 25.
  • Senior Discount - Older drivers may receive a discount up to 10%.
  • Multiple Cars - Buying insurance for all your vehicles on one policy can get a discount on all vehicles.
  • New Vehicle Savings - Insuring a new car can save up to 30% because new vehicles have to meet stringent safety requirements.
  • Seat Belts Save - Requiring all passengers to buckle their seat belts can save up to 15% off your medical payments premium.

It's important to note that most discounts do not apply to the overall cost of the policy. Most cut specific coverage prices like medical payments or collision. So even though it sounds like adding up those discounts means a free policy, you're out of luck. But any discount will bring down the amount you have to pay.

For a list of providers with discount auto insurance rates in California, click here to view.

Free Pico Rivera Auto Insurance Quotes

Finding a better price on auto insurance is not a difficult process. Consumers just need to invest a few minutes comparing rates from different insurance companies. This can be done in several different ways.

One of the best ways consumers can analyze rates is a comparison rater form (click to open form in new window). This easy form saves time by eliminating boring form submissions for each company you want a rate for. One form gets you price quotes from all major companies. It's definitely the quickest method.

A harder way to shop for auto insurance online requires a trip to each company website to complete a price quote. For example, let's say you want comparison quotes from , and . To get each rate you have to visit each site to input your insurance information, which is why the first method is quicker. For a list of links to companies insuring cars in Pico Rivera, click here.

The least recommended way of getting rate comparisons is to spend your day driving to and from local Pico Rivera insurance agencies. The ability to buy insurance online makes this process obsolete unless you want the professional advice that only a license agent can provide. However, consumers can compare online quotes but buy from a local insurance agent and we'll touch on that later.

It's your choice how you get your quotes, but make darn sure you compare identical quote information for every company. If you compare mixed coverages then you won't be able to decipher which rate is best in Pico Rivera.

Insurance agents can help

When it comes to choosing proper insurance coverage for your personal vehicles, there isn't really a single plan that fits everyone. Every situation is different.

For example, these questions may help you determine whether your personal situation will benefit from professional help.

  • Do I need to file an SR-22 for a DUI in California?
  • Am I covered by my employer's commercial auto policy when driving my personal car for business?
  • Am I covered when driving on a suspended license?
  • Can I still get insurance after a DUI?
  • Why am I be forced to buy a membership to get insurance from some companies?
  • Am I covered if I drive in a foreign country?
  • Do I need PIP (personal injury protection) coverage in California?
  • What are California no-fault laws?

If you're not sure about those questions, you may need to chat with a licensed agent. If you don't have a local agent, complete this form. It's fast, free and you can get the answers you need.

Best coverage at the best price

Throughout this article, we presented many tips how you can get a better price on auto insurance. It's most important to understand that the more you quote, the better your comparison will be. Drivers may discover the lowest priced auto insurance comes from some of the smallest insurance companies.

As you restructure your insurance plan, make sure you don't sacrifice coverage to reduce premiums. There have been many cases where drivers have reduced comprehensive coverage or liability limits to discover at claim time that they should have had better coverage. Your goal should be to purchase plenty of coverage at the best price, not the least amount of coverage.

Lower-priced auto insurance can be sourced on the web in addition to many Pico Rivera insurance agents, so you should be comparing quotes from both in order to have the best chance of saving money. Some insurance companies do not provide online quoting and many times these smaller companies only sell through independent insurance agents.