Top 9 Ways to Save Money on Car Insurance in Pataskala

Overpriced car insurance can take a big chunk out of your checking account and force you to make sacrifices. Shopping your coverage around is free and is an excellent way to make sure you're not throwing money away.

Companies like State Farm, Allstate, GEICO and Progressive persitently shower you with TV and radio ads and it is challenging if not impossible to sift through the bull and take the time to shop coverage around.

How to Lower Your Car Insurance Cost in Pataskala, Ohio

Performing a rate comparison can be challenging if you aren't aware of the most efficient way to do it. You can spend countless hours driving to local insurance agents in Pataskala, or you can utilize online quoting to get rates in a matter of minutes.

The majority of car insurance companies belong to an insurance system that allows shoppers to only type in their quote data once, and at least one company provides a quote based on that data. This system prevents you from having to do repetitive form submissions for each company you want a rate for.

To submit your quote information now, click to open in new window.

The only drawback to using this type of system is that consumers can't choose the providers to get pricing from. So if you want to choose specific insurance companies to request quotes from, we have assembled a list of low cost car insurance companies in Ohio. Click here to view list.

It doesn't matter which method you choose, just ensure you are comparing exactly the same coverage limits on every quote. If you have differing limits it will be impossible to make a fair comparison in Pataskala. Having just a slight variation in limits may result in a large different in cost. Just remember that getting more free quotes will increase your chances of finding better pricing.

How much can you save with these nine discounts?

Companies offering auto insurance don't necessarily list all available discounts in a way that's easy to find, so here is a list some of the more common and the more hidden ways to save on car insurance.

Fewer Miles Equal More Savings - Low mileage vehicles can qualify you for better rates on cars that stay parked.
Paperless Signup - A handful of insurance companies will give a small break just for signing your application digitally online.
Service Members Pay Less - Having a family member in the military could be rewarded with lower premiums.
Auto/Life Discount - Some companies give better rates if you take out auto and life insurance together.
Own a Home - Owning a home in Pataskala may earn you a small savings because maintaining a house requires personal responsibility.
Pay Now and Pay Less - If paying your policy premium upfront instead of paying each month you may reduce your total bill.
Good Student Discount - A discount for being a good student can be rewarded with saving of up to 25%. The discount lasts up until you turn 25.
Government Employees - Being employed by or retired from a federal job may qualify you for a discount depending on your company.
Braking Control Discount - Anti-lock brake equipped vehicles can avoid accidents and will save you 10% or more.

Keep in mind that many deductions do not apply to all coverage premiums. Some only reduce the cost of specific coverages such as liability and collision coverage. Just because you may think having all the discounts means you get insurance for free, it just doesn't work that way.

To see a list of insurers with discount car insurance rates in Pataskala, click this link.

For more Ohio car insurance information

Additional detailed information is available at the Ohio Department of Insurance website. Consumers can discover disciplinary actions, get help finding coverage, find disaster information, and view a list of available companies.