Getting the Cheapest Holland Car Insurance

Did you fall for a flashy sales pitch and buy high-priced car insurance? Believe me, you're not alone.

Big companies like GEICO and Progressive constantly bombard you with TV and radio ads and it is challenging if not impossible to sift through the bull and find the best price available.

It's important to shop coverage around every six months because rates are constantly changing. Just because you found the best price a couple years back you can probably find a lower rate today. Ignore everything you know about car insurance because you're about to find out how to use online quotes to properly buy coverages while reducing your premium.

If you currently have car insurance, you stand a good chance to be able to lower your premiums substantially using these methods. Buying car insurance in Holland is quite easy. Nevertheless, Michigan car owners do need to know the methods companies use to sell online and apply this information to your search.

Holland car insurance comparison

How to Compare Car Insurance Quotes in Holland, Michigan

There are several ways to compare quotes from car insurance companies in your area. The best method to find competitive insurance rates consists of obtaining rate quotes online. This can be done in several different ways.

  • The recommended way to find low rates is to use a rate comparison form click here to open form in new window. This method eliminates the need for a different quote for each company. Filling out one form gets you price quotes .
  • Another way to compare rate quotes requires visiting each company's website to complete their respective quote request forms. For example, we'll pretend you want to compare rates from , and . You would have to visit each site and enter your policy data, which is why the first method is quicker.

    To view a list of companies in Holland, click here.

Whichever way you use, ensure you are comparing exactly the same quote information on every quote you get. If you have mixed coverages you can't possibly determine which rate is truly the best in Holland. Just a small difference in coverage limits may result in large price differences. Just remember that comparing more company's prices will improve the odds of getting the best offered rates.

Take advantage of discounts

Companies offering auto insurance do not advertise all their discounts in a way that's easy to find, so we took the time to find some of the more common and also the lesser-known car insurance savings.

  • 55 and Retired - Mature drivers may be able to get a small decrease in premiums.
  • Multiple Vehicles - Insuring multiple vehicles on the same car insurance policy can get a discount on all vehicles.
  • Homeowners Discount - Owning a house in Holland may trigger a car insurance policy discount due to the fact that maintaining a home is proof that your finances are in order.
  • Federal Government Employee - Being employed by or retired from a federal job can earn a discount up to 10% with select insurance companies.
  • Passive Restraints - Factory air bags and/or automatic seat belt systems can qualify for discounts of up to 25% or more.
  • Lower Rates for Military - Having a deployed family member may qualify for rate reductions.
  • Claim Free - Drivers with accident-free driving histories can save substantially as compared to bad drivers.

It's important to understand that most of the big mark downs will not be given to all coverage premiums. Some only reduce specific coverage prices like liability, collision or medical payments. So when it seems like you could get a free car insurance policy, it doesn't quite work that way.

To see a list of companies who offer car insurance discounts in Holland, follow this link.

More tips and info about car insurance can be found at the Michigan Office of Financial and Insurance Regulation website. Consumers can read enforcement actions against agents and companies, find out which companies have the most complaints, report car insurance fraud, and download brochures.