9 Money Saving Ideas Shown to Slash the Cost of Car Insurance Costs in Haslett

No one looks forward to buying car insurance, particularly when their premiums are too high. Drivers have multiple to buy insurance from, and although it's a good thing to have a selection, it can be more challenging to compare rates.

It's important to take a look at other company's rates periodically since rates are constantly changing. If you had the lowest price on your last policy you can probably find a lower rate today. Block out anything you think you know about car insurance because we're going to demonstrate the fastest and easiest way to find better coverage at a better price.

Haslett Car Insurance Comparisons

Cutting your Haslett car insurance rates can be quick and easy. You just have to spend a few minutes getting comparison quotes provided by online insurance companies. This can be done in several different ways.

The recommended way to get quotes for comparison is to use a rate comparison form like this one (opens in new window). This type of form keeps you from doing separate quote forms for each company you want a rate for. Just one form gets you coverage quotes from many national carriers.
A more time consuming way to get quotes online consists of going to each individual company website and fill out their own quote form. For example, let's assume you want to compare , and . To get each rate you have to visit each site to enter your coverage information, which is why most consumers use the first method. To view a list of companies in Haslett, click here.

However you get your quotes, be sure to compare identical coverages for each comparison quote. If you have different limits and deductibles on each one it will be impossible to determine the lowest rate in Haslett.

Save big with these nine discounts

Insuring your vehicles can cost a lot, but you can get discounts that can drop the cost substantially. Some discounts apply automatically when you purchase, but less common discounts must be inquired about before being credited. If you're not getting every credit you qualify for, you're paying more than you need to.

Accident Forgiveness - Certain companies permit an accident before raising your premiums as long as you don't have any claims for a set time period.
Air Bag Discount - Factory air bags or motorized seat belts may earn rate discounts up to 30%.
Federal Employees - Being employed by or retired from a federal job could cut as much as 10% off with select insurance companies.
College Student - Youth drivers who are attending college without a vehicle on campus may qualify for this discount.
Life Insurance Discount - Some companies give a discount if you purchase life insurance.
Save with a New Car - Insuring a new car can be considerably cheaper because new vehicles have to meet stringent safety requirements.
Pay Upfront and Save - By paying your policy upfront instead of paying each month you may reduce your total bill.
Homeowners Savings - Owning a house in Haslett can save you money because of the fact that having a home shows financial diligence.
Sign Early and Save - A few companies offer discounts for buying a policy before your current expiration date. It can save you around 10%.

Keep in mind that some of the credits will not apply to the entire policy premium. Some only reduce the cost of specific coverages such as liability, collision or medical payments. So even though they make it sound like all the discounts add up to a free policy, it just doesn't work that way. But any discount will bring down your overall premium however.

To see a list of companies with the best car insurance discounts in Michigan, click here.

But I don't know anything about car insurance

When choosing the best car insurance coverage for your vehicles, there isn't really a "best" method to buy coverage. Everyone's needs are different and your policy should reflect that. These are some specific questions may help highlight if your situation may require specific advice.

Does my policy cover me when driving someone else's vehicle?
Should I drop comprehensive coverage on older vehicles?
Why am I required to get a high-risk car insurance policy?
Do I pay less if my vehicle is kept in my garage?
When does my teenage driver need to be added to my policy?
Should I file a claim if it's only slightly more than my deductible?

If you can't answer these questions but a few of them apply, you may need to chat with a licensed insurance agent. If you don't have a local agent, complete this form or you can go here for a list of companies in your area. It only takes a few minutes and can provide invaluable advice.

Additional Michigan consumer information

More information is located on the website for the Michigan Office of Financial and Insurance Regulation through this link. Visitors are able to learn about insurance regulations, find out industry alerts, read industry bulletins, and read enforcement actions against agents and companies.