Tightwads Guide for Saving on Garland Auto Insurance

Expensive auto insurance can drain your bank account and put a big crunch on your finances. Shopping your coverage around is a great way to reduce premiums and put more money in your pocket. Insurance companies such as GEICO and Progressive all promote huge savings with catchy ads and it can be hard to sift through the bull and do the work needed to find the best deal.

It's important to compare prices on a regular basis since insurance rates are constantly changing. Despite the fact that you may have had the lowest rates a couple years back you can probably find a lower rate today. So ignore everything you know about auto insurance because it's time to teach you the tricks you need to know to find lower rates on auto insurance.

Garland auto insurance comparison

How to Lower Your Auto Insurance Cost in Garland, Texas

There are several ways to compare auto insurance quotes, but some are easier and takes less work. You can spend countless hours talking to agents in Garland, or you can stay home and use online quotes to get rate comparisons in just a few minutes.

The majority of car insurance companies belong to a marketplace that allows shoppers to only type in their quote data once, and each company then gives them pricing based on that information. This prevents consumers from doing form submissions for each company you want a rate for.

To submit your quote information now, click to open in new window.

The only drawback to getting quotes like this is that you can't choose the providers to receive prices from. So if you want to choose from a list of companies for rate comparison, we have assembled a list of the cheapest auto insurance companies in Texas. Click to view list.

However you get your quotes, ensure you are comparing exactly the same coverage information for every quote you compare. If the quotes have unequal deductibles or liability limits it will be very difficult to determine the best price in Garland.

How much can you save with discounts?

The cost of insuring your cars can be expensive, but discounts can save money and there are some available to cut the cost considerably. Most are applied at the time of purchase, but lesser-known reductions have to be asked about prior to receiving the credit. If you aren't receiving every discount you deserve, you're paying more than you need to.

  • College Student - Youth drivers who attend school more than 100 miles from home and do not have access to a covered vehicle can receive lower rates.
  • Sign Online - A few companies give back up to $50 just for signing your application digitally online.
  • Senior Discount - Mature drivers may be able to get a small decrease in premiums.
  • Seat Belt Usage - Using a seat belt and requiring all passengers to buckle their seat belts could save 15% off the personal injury premium cost.
  • Claim Free - Drivers who don't have accidents can save substantially as compared to bad drivers.

It's important to note that some of the credits will not apply to all coverage premiums. Most only reduce the price of certain insurance coverages like liability, collision or medical payments. So despite the fact that it appears adding up those discounts means a free policy, you're out of luck. But any discount will reduce the amount you have to pay.

To see a list of companies who offer auto insurance discounts in Garland, click here.

For more Texas auto insurance information

More information can be found on the website for the Texas Department of Insurance. Click here for link. Texas drivers can read enforcement actions against agents and companies, get help finding coverage, learn about insurance regulations, and find a variety of consumer forms.