Tightwads Guide for Saving on Fenton Auto Insurance

Having to pay for overpriced auto insurance can take a big chunk out of your bank account and force you to prioritize other expenses. Comparison shopping is free and is an excellent way to help make ends meet. Big companies like State Farm, Allstate, GEICO and Progressive increase brand awareness with catchy ads and it can be hard to sift through the bull and do the work needed to find the best deal.

It's important to check auto insurance prices on a regular basis because prices are constantly changing. If you had the best deal a few years ago you can probably find a lower rate today. Starting now, ignore everything you know about auto insurance because you're going to get a crash course in the proper way to save money, get proper coverage and the best rates.

If you are insured now or are looking for a new policy, you can follow these tips to get lower rates and possibly find even better coverage. Finding affordable coverage in Fenton is not that difficult. Michigan consumers only need to know the most effective way to compare prices online.

Which Auto Insurance is Cheapest in Fenton, Michigan?

Shopping for lower auto insurance rates can take time and effort if you aren't aware of the most efficient way to do it. You can spend countless hours driving to insurance agencies in Fenton, or you could save time and use online quoting to get rates in a matter of minutes.

The majority of car insurance companies participate in an industry program that allows shoppers to only type in their quote data once, and at least one company then gives them pricing based on that information. This system prevents you from having to do repetitive form submissions for each company you want a rate for.

To submit your quote information now, click to open in new window.

The only downside to getting quotes like this is you are unable to specify the providers you want pricing from. So if you want to choose from a list of companies to compare, we put together a list of auto insurance companies in Michigan. View list of Michigan insurance companies.

It's up to you how you get prices quotes, just ensure you are comparing exactly the same coverages for each comparison quote. If the quotes have different limits and deductibles on each one it will be impossible to determine the lowest rate in Fenton.

How much can you save with discounts?

Insuring your vehicles can cost a lot, but there are discounts available that can drop the cost substantially. Larger premium reductions will be automatically applied when you purchase, but some must be manually applied before being credited. If you aren't receiving every discount you deserve, you're paying more than you need to.

  • Sign Online - A few companies will discount your bill up to fifty bucks for buying your policy digitally online.
  • Own a Home - Owning a house in Fenton may earn you a small savings because of the fact that having a home requires personal responsibility.
  • Accident Free - Drivers who don't have accidents can earn big discounts as compared to bad drivers.
  • Pay Upfront and Save - If paying your policy premium upfront instead of paying each month you can actually save on your bill.
  • Sign Early and Save - Some insurance companies reward drivers for switching policies before your current expiration date. It can save you around 10%.
  • Defensive Driving Course - Successfully completing a course in driver safety could cut 5% off your bill and easily recoup the cost of the course.
  • Auto/Life Discount - Companies who offer life insurance give better rates if you take out life insurance.

A little note about advertised discounts, most discount credits are not given to all coverage premiums. Most only reduce individual premiums such as liability, collision or medical payments. Just because you may think adding up those discounts means a free policy, you won't be that lucky. Any amount of discount will reduce the amount you have to pay.

To see a list of companies with the best auto insurance discounts in Fenton, click this link.

For more Michigan auto insurance information

Additional information is available on the website for the Michigan Office of Financial and Insurance Regulation located here. Michigan consumers can get help finding coverage, report car insurance fraud, read industry bulletins, and view a list of available companies.