Free Guide to Cutting Costs on Falmouth Auto Insurance Online

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Believe me when I say there are a lot of people in Falmouth just like you who feel imprisoned by their auto insurance policy.

Insurance companies such as State Farm, Allstate, GEICO and Progressive all promote huge savings with catchy ads and consumers find it hard to sift through the bull and effectively compare rates to find the best deal.

It's important to price shop coverage every six months since insurance rates are constantly changing. Just because you found the best rates last year you can probably find a lower rate today. There is a lot of bad advice regarding auto insurance online, so we're going to give you some great ways to find affordable auto insurance.

Michigan auto insurance

Comprehensive Falmouth Auto Insurance Comparison

Most companies provide coverage price quotes online. Getting online quotes doesn't take a lot of time as you simply enter the coverages you want as detailed in the form. When the form is submitted, their system will obtain credit information and your driving record and gives you a price quote based on these and other factors. Online quotes makes it a lot easier to compare rates but the process of having to visit several different sites and complete many quote forms can be a bit tiresome and repetitive. But it's very important to have as many quotes as possible if you want to find better auto insurance pricing.

Quote rates the easy way

A quicker way to lower your rates requires only one form that analyzes rates from a lot of companies. The form is fast, eliminates form submissions, and makes comparison shopping much easier to do. After sending your information, it gets priced and you can select your choice of the quotes returned. If one or more price quotes are lower than your current rates, you can click and sign and buy the new coverage. The whole process can be completed in a matter of minutes and you will find out if you're overpaying now.

To quickly find out what other companies charge, click here to open in new window and submit your coverage information. If you have your current policy handy, we recommend you enter the coverage information as close as possible to your current policy. This ensures you are getting rate comparison quotes for similar insurance coverage.

These discounts can lower your rates

Companies don't always advertise every available discount in a way that's easy to find, so the following is a list of some of the best known and the harder-to-find ways to save on auto insurance.

  • Discount for Good Grades - A discount for being a good student can get you a discount of up to 25%. The good student discount can last well after school through age 25.
  • Multiple Vehicles - Buying coverage for multiple vehicles on the same auto insurance policy qualifies for this discount.
  • Homeowners Discount - Being a homeowner may earn you a small savings due to the fact that maintaining a home demonstrates responsibility.
  • Drivers Ed for Students - Have your child take driver's ed class if it's offered in school.
  • No Claims - Drivers with accident-free driving histories pay less compared to bad drivers.
  • Military Discounts - Having a family member in the military may qualify for rate reductions.

A little note about advertised discounts, most discount credits are not given to all coverage premiums. Most only reduce the price of certain insurance coverages like medical payments or collision. So even though it sounds like it's possible to get free car insurance, you won't be that lucky.

To see a list of providers who offer auto insurance discounts in Falmouth, click this link.

Even more information can be read at the Michigan Office of Financial and Insurance Regulation website. Michigan drivers can file complaints about a company, find out which companies have the most complaints, get help finding coverage, and download brochures.