10 Tricks Shown to Save on Car Insurance Costs in East Los Angeles, CA

Did you fall for a flashy sales pitch and buy overpriced car insurance? Trust us when we tell you there are lots of people in the same boat. You have so many to pick from, and although it's a good thing to have a choice, lots of choices makes it harder to compare rates.

Finding affordable coverage in East Los Angeles is not that difficult. If you are insured now or need a new policy, you can use these techniques to shop for the lowest rates while maintaining coverages. California consumers only need to know the proper methods to compare company rates online.

Be sure to get all your discounts

Companies do not list every discount very clearly, so we took the time to find both the well known as well as the least known savings tricks you should be using. If you're not getting every credit possible, you're just leaving money on the table.

  • No Claims - Drivers with accident-free driving histories can save substantially when compared to frequent claim filers.
  • Club Memberships - Being a member of a qualifying organization is a good way to get lower rates when shopping for car insurance.
  • Federal Government Employee - Simply working for the federal government may qualify you for a discount with a few car insurance companies.
  • Life Insurance - Companies who offer life insurance give a discount if you purchase auto and life insurance together.
  • Save with a New Car - Buying coverage on a new vehicle can save up to 30% due to better safety requirements for new cars.
  • Pay Upfront and Save - If you pay your entire premium ahead of time rather than paying monthly you could save 5% or more.
  • Senior Citizens - Older drivers can possibly qualify for a discount up to 10%.
  • Theft Prevention System - Cars that have factory anti-theft systems prevent vehicle theft and will save you 10% or more.
  • Homeowners Discount - Simply owning a home can help you save on car insurance because of the fact that having a home is proof that your finances are in order.
  • Drivers Education - Require your teen driver to successfully complete driver's ed class in high school.

A little note about advertised discounts, most discount credits are not given to all coverage premiums. Most only cut individual premiums such as comp or med pay. So even though they make it sound like all those discounts means the company will pay you, you won't be that lucky.

For a list of insurance companies with the best car insurance discounts in California, click here to view.

How to Compare Car Insurance in East Los Angeles, California

Shopping for lower car insurance rates can take time and effort if you don't know the best way to get rate quotes. You can waste hours talking to local insurance agents in East Los Angeles, or you could save time and use online quotes to get prices fast.

Most car insurance companies are enrolled in a marketplace that allows shoppers to send in one quote, and each company returns a competitive quote based on the submitted data. This saves time by eliminating quote forms to each individual car insurance company.

To submit your quote information now, click here (opens in new window).

One minor caviat to getting quotes like this is that consumers can't choose the companies to get quotes from. If you prefer to choose specific insurance companies to request quotes from, we put together a list of car insurance companies in California. View list of California insurance companies.

It's up to you which method you use, but ensure you are comparing identical coverages for every quote you compare. If you enter different limits and deductibles on each one it will be impossible to determine the best price in East Los Angeles.

A tidy conclusion

The cheapest car insurance is definitely available both online in addition to many East Los Angeles insurance agents, so compare prices from both so you have a total pricing picture. Some car insurance companies do not provide online quoting and these regional insurance providers work with independent agents.

When shopping online for car insurance, make sure you don't sacrifice coverage to reduce premiums. There are too many instances where someone sacrificed physical damage coverage only to discover later that a couple dollars of savings turned into a financial nightmare. Your strategy should be to purchase a proper amount of coverage at a price you can afford while still protecting your assets.