Tightwads Guide for Saving on Castaic Auto Insurance

Expensive auto insurance can take a big chunk out of your checking account and put the squeeze on your family's finances. Comparison shopping is a great way to slash your bill and have more diposable income.

Online insurance companies like State Farm, Allstate, GEICO and Progressive promote their brand names with catchy ads and it is challenging if not impossible to sift through the bull and take the time to shop coverage around.

Which Auto Insurance is Cheapest in Castaic, California?

There are several ways of comparing rate quotes from local Castaic auto insurance companies. The best method to find the lowest rates consists of shopping online. This can be done in just a few minutes using one of these methods.

  • The recommended way to get quotes is to use a rate comparison form (click to open form in new window). This type of form keeps you from doing repetitive form entry to each individual auto insurance company. One form submission gets you price quotes direct from many companies.
  • A less efficient way to get quotes online requires a trip to each individual company website and complete a new quote form. For examples sake, we'll pretend you want comparison quotes from , and . To find out each rate you need to take the time to go to each site to input your insurance information, and that's why the first method is more popular.

    To view a list of companies in Castaic, click here.

Whichever method you choose, ensure you are comparing exactly the same quote information on every quote. If the quotes have mixed coverages you will not be able to make a fair comparison in Castaic. Slightly different coverages can make a big difference in price. Just remember that quoting more will increase your chances of finding a better price.

Save big with these discounts

Companies offering auto insurance don't necessarily list all available discounts in a way that's easy to find, so the following is a list of both well-publicized and the harder-to-find discounts you could be receiving.

  • Multiple Cars - Insuring all your vehicles on the same auto insurance policy qualifies for this discount.
  • Paperless Signup - A handful of insurance companies will discount your bill up to fifty bucks for buying your policy digitally online.
  • Memberships - Participating in a civic or occupational organization may earn a discount when buying auto insurance.
  • Drivers Ed for Students - Have your child enroll in driver's education if offered at their school.
  • Safety Course Discount - Taking part in a course in driver safety could cut 5% off your bill and easily recoup the cost of the course.
  • Passive Restraints and Air Bags - Vehicles equipped with air bags or automatic seat belts can qualify for discounts of 20% or more.

As a disclaimer on discounts, some credits don't apply to all coverage premiums. Most only reduce the price of certain insurance coverages like physical damage coverage or medical payments. Just because it seems like having all the discounts means you get insurance for free, auto insurance companies aren't that generous.

To see a list of insurers with discount auto insurance rates in Castaic, click here.

For more California auto insurance information

Even more information can be read at the California Department of Insurance website. California consumers can find out which companies have the most complaints, get help finding coverage, view a list of available companies, and find out industry alerts.