Proven Ways to Save on Cary Auto Insurance

Did you fall for a flashy sales pitch and buy high-priced auto insurance? Trust us, you're not the only one. You have multiple to pick from, and though it is a good thing to have a selection, having more makes it harder to compare rates.

It's important to do rate comparisons every six months because prices are constantly changing. Despite the fact that you may have had the lowest price last year you can probably find a lower rate today. Don't believe everything you read about auto insurance online but we're going to give you some great ways to find affordable auto insurance.

North Carolina auto insurance

How to Compare Auto Insurance in Cary, North Carolina

Cutting your Cary auto insurance rates is a fairly straight forward process. Consumers just need to take the time comparing price quotes from different insurance companies. This can be done using a couple different methods.

  • The recommended way to get the best comparison quotes is a comparison rater form click here to open form in new window. This easy form keeps you from doing separate quotation requests for each company you want a rate for. Filling out one form will get you rate comparisons from auto insurance companies with the best prices.
  • A more difficult way to shop for auto insurance online requires you to visit each company website and complete a new quote form. For instance, we'll assume you want to compare rates from , and . To get each rate you have to go to every website and enter your policy data, which is why the first method is quicker.

    For a list of links to companies insuring cars in Cary, click here.

It's your choice how you get your quotes, but ensure you are comparing identical coverage information on every quote. If your comparisons have unequal deductibles or liability limits then you won't be able to make a fair comparison in Cary.

Policy discounts you shouldn't miss

Companies don't always publicize every available discount very clearly, so we researched both well-publicized and also the lesser-known savings tricks you should be using. If you're not getting every credit possible, you're paying more than you need to.

  • Discount for Good Grades - A discount for being a good student can earn a discount of 20% or more. Earning this discount can benefit you well after school through age 25.
  • Multiple Vehicles - Buying insurance for multiple vehicles on the same auto insurance policy can get a discount on all vehicles.
  • Resident Student - Kids in college who are attending college and do not have access to a covered vehicle can receive lower rates.
  • Life Insurance - Some companies give a discount if you purchase life insurance.
  • Anti-lock Brake System - Anti-lock brake equipped vehicles can reduce accidents and will save you 10% or more.

Keep in mind that most discounts do not apply to all coverage premiums. A few only apply to specific coverage prices like medical payments or collision. Just because you may think adding up those discounts means a free policy, it just doesn't work that way.

To see a list of providers who offer auto insurance discounts in North Carolina, click here to view.

Learn more about North Carolina auto insurance

Additional detailed information is located at the North Carolina Department of Insurance website. North Carolina consumers can file complaints about a company, report car insurance fraud, read enforcement actions against agents and companies, and file complaints about an insurance agent or broker.

Additional helpful sites include NAIC.org's Understanding your Policy and this directory of insurance agents in Cary North Carolina.