Tightwads Guide for Saving on Campbell Auto Insurance

Did you fall for a flashy sales pitch and buy overpriced auto insurance? Believe me, there are lots of people in the same boat.

Big companies like State Farm, Allstate, GEICO and Progressive increase brand awareness with advertising and it is difficult to sift through the bull and effectively compare rates to find the best deal.

It's important to compare rates every six months because prices are constantly changing. Just because you found the best deal a few years ago there may be better deals available now. Starting right now, block out anything you think you know about auto insurance because you're going to get a crash course in the only way to properly buy coverages and cut your premium.

If you have car insurance now, you will be able to save some money using this information. Finding affordable coverage in Campbell is quite easy. Nevertheless, California drivers do need to know the methods companies use to sell online and take advantage of how the system works.

California auto insurance

How much can you save with discounts?

Car insurance can cost a lot, but there could be available discounts that you may not know about. Most are applied when you purchase, but lesser-known reductions have to be manually applied before being credited.

  • Discount for Good Grades - Getting good grades can get you a discount of up to 25%. The discount lasts up until you turn 25.
  • Club Memberships - Participating in a civic or occupational organization may earn a discount on your policy.
  • Pay Now and Pay Less - By paying your policy upfront rather than paying monthly you may reduce your total bill.
  • Life Insurance Discount - Larger companies have better rates if you take out a life insurance policy as well.
  • Low Mileage - Low mileage vehicles can qualify you for a substantially lower rate.
  • Safety Course Discount - Completing a course in driver safety could possibly earn you a 5% discount depending on where you live.
  • Anti-theft Discount - Vehicles with anti-theft systems help deter theft and will save you 10% or more.

It's important to understand that some credits don't apply to all coverage premiums. Most cut individual premiums such as medical payments or collision. Just because you may think you can get free auto insurance, it doesn't quite work that way. Any qualifying discounts will reduce the amount you have to pay.

For a list of providers with discount auto insurance rates in Campbell, click here.

Compare Quotes for Campbell Auto Insurance

There are several ways to compare auto insurance prices and some are more efficient than others. You can waste hours driving to agents in Campbell, or you could save time and use online quotes to get rates in a matter of minutes.

Most car insurance companies belong to an insurance system that allows shoppers to send in one quote, and at least one company can provide price quotes. This prevents consumers from doing repetitive form submissions for each company you want a rate for.

To submit your quote information now, click here (opens in new window).

The only drawback to getting quotes like this is that you can't choose the companies you will receive quotes from. If you prefer to choose specific providers for rate comparison, we have a listing of auto insurance companies in California. Click here to view list.

Whichever method you choose, ensure you are comparing exactly the same quote information for each comparison quote. If you compare mixed coverages it will be impossible to determine the lowest rate in Campbell. Slightly different coverage limits may result in a large different in cost. Just remember that getting more free quotes will increase your chances of finding a better price.

Do the work, save more money

You just read a lot of ways to get a better price on auto insurance. It's most important to understand that the more you quote, the higher the chance of saving money. Consumers could even find that the lowest premiums are with a small local company. These companies can often provide lower rates in certain areas compared to the large companies like .

Low-cost auto insurance can be sourced online and also from your neighborhood Campbell agents, and you need to comparison shop both in order to have the best price selection to choose from. Some auto insurance companies may not provide online quoting and many times these smaller companies only sell through independent insurance agents.