Finding Cheap Antelope Auto Insurance

I can't think of anyone who cherishes buying auto insurance, particularly when the price is too high.

There are many to buy insurance from, and even though it's nice to have a selection, it makes it harder to compare rates.

It's important to check auto insurance prices occasionally because prices are constantly changing. Just because you had the best deal a couple years back you can probably find a lower rate today. So forget anything you know (or think you know) about auto insurance because you're going to get a crash course in the proper way to save money, get proper coverage and the best rates.

Antelope auto insurance comparison

Antelope Auto Insurance Quote Comparison

Most companies like Progressive, GEICO, Allstate and State Farm allow you to get prices for coverage online. This process is fairly straightforward as you just type in your coverage preferences into the quote form. When the form is submitted, the system will obtain credit information and your driving record and generates pricing information determined by many factors. Quoting online makes comparing rates easy, but the time it takes to visit several different sites and type in the same information can be a bit repetitive. Unfortunately, it is important to do this in order to find a lower rate.

A quicker way to get multiple rate quotes uses one form that gets price quotes from several different companies. It's a real time-saver, eliminates form submissions, and makes online quotes much more enjoyable and efficient. Immediately after you send the form, it is rated and you can choose any one of the quotes returned.

If one or more price quotes are lower than your current rates, you simply finish the application and purchase coverage. The entire process only takes a few minutes and could lower your rates considerably.

To find out how much you're overpaying now, click here and complete the simple form. If you have a policy now, it's recommended you replicate coverages and limits exactly as shown on your declarations page. This ensures you will have comparison quotes for similar insurance coverage.

More discounts equal less premium

The cost of insuring your cars can be expensive, but there are discounts available that you may not even be aware of. Larger premium reductions will be automatically applied when you quote, but some must be asked about prior to getting the savings.

  • College Student - Children who live away from home and do not have a car may be able to be covered for less.
  • Anti-lock Brake Discount - Anti-lock brake equipped vehicles are safer to drive and qualify for as much as a 10% discount.
  • Good Student - A discount for being a good student can get you a discount of up to 25%. The discount lasts until age 25.
  • Sign Online - Certain companies may give you up to $50 just for signing your application over the internet.
  • Accident Forgiveness - Certain companies will allow you to have one accident before raising your premiums as long as you don't have any claims prior to the accident.

It's important to note that most of the big mark downs will not be given to your bottom line cost. Most only cut the price of certain insurance coverages like liability, collision or medical payments. So even though they make it sound like you can get free auto insurance, you're out of luck. But any discount will bring down your premiums.

To see a list of companies offering auto insurance discounts in California, follow this link.

It's not one size fits all

When choosing proper insurance coverage for your vehicles, there isn't really a perfect coverage plan. Everyone's situation is unique so your insurance needs to address that. Here are some questions about coverages that might point out if you would benefit from professional advice.

  • What are California no-fault laws?
  • Does my insurance cover a custom paint job?
  • Do I need to file an SR-22 for a DUI in California?
  • Does my liability insurance cover pulling a trailer or camper?
  • Does my policy cover me when driving someone else's vehicle?
  • Am I covered when driving on a suspended license?
  • Am I covered when pulling a rental trailer?

If you don't know the answers to these questions but you think they might apply to your situation, you may need to chat with an agent. If you want to speak to an agent in your area, complete this form or you can go here for a list of companies in your area.

More information is available on the website for the California Department of Insurance. Click here for link. Visitors are able to read enforcement actions against agents and companies, find out industry alerts, file complaints about a company, and get help finding coverage.